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200+ expert guides on credit cards, loans, insurance, and investing in India. Written by the OnePaisa editorial team.

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Insurance7 min
Best Individual Health Insurance Policy in India 2026: How to Compare and Choose
Choosing the best individual health insurance policy in India requires more than comparing premiums. This guide breaks down claim settlement ratios, waiting periods, sum insured benchmarks and 2026 regulatory changes so you can decide with confidence.
By Sandeep Kulkarni · 6 October 2026
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Insurance6 min
Third Party Bike Insurance Price 2026 (IRDAI): Complete Rate Guide for Every Engine Size
IRDAI fixes third party bike insurance prices for 2026 from ₹538 to ₹2,804 by engine size. See exact rates, coverage rules, and how to buy online.
By OnePaisa Editorial Team · 5 October 2026
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Loans6 min
Personal Loan Rejection Reasons in India: The 7 Most Common and How to Fix Each (2026)
Getting a personal loan rejected is frustrating, but the reasons are almost always fixable. Learn the 7 most common personal loan rejection reasons in India and exactly what to do about each one.
By Prasanth Agarwal · 5 October 2026
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Credit Cards6 min
Best Credit Card for Middle Class India in 2026: A Complete Segment Guide
Earning a middle-class salary and wondering which credit card actually works for you? This 2026 guide breaks down eligibility, fees, and the top picks by income band.
By Sandhya Rani Chowdary · 3 October 2026
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Credit Cards7 min
Best Credit Card for Quick Commerce India 2026
India's quick commerce market hit $7B GMV in 2025 and is still growing fast. Here are the best credit cards to maximise cashback on Blinkit, Zepto, and Swiggy Instamart in 2026.
By Sandhya Rani Chowdary · 3 October 2026
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Insurance9 min
Health Insurance for Parents Above 60 in India: How to Choose the Right Plan in 2026
Parents above 60 are hospitalised 3–4 times more often than younger adults, making the right health insurance plan critical. Here's how to compare plans and decide how much cover they actually need.
By Sandeep Kulkarni · 2 October 2026
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Mutual Funds9 min
Best Flexi Cap Mutual Funds in 2026: Returns, Costs & How to Choose
Flexi cap mutual funds give managers freedom to allocate across market caps with a 65% equity floor. Here's how the top funds compare in 2026.
By Sandeep Kulkarni · 2 October 2026
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Loans7 min
Best Personal Loan for Salaried Employees in 2026: Rates, Eligibility & Top Lenders
Salaried employees account for approximately 65% of all personal loans in India. Compare 2026 rates, eligibility rules, fees, and top lenders to find your best deal.
By Prasanth Agarwal · 1 October 2026
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Credit Cards7 min
Best Credit Card for Zepto and Blinkit in India 2026
Find the best credit card for Zepto and Blinkit in India 2026. Compare cashback rates, monthly caps, and fees to maximise savings on every quick-commerce order.
By Sandhya Rani Chowdary · 1 October 2026
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Insurance6 min
Ideal Term Insurance Cover: How Much Do You Really Need in 2026?
Choosing the ideal term insurance cover is not guesswork — it depends on your income, age, liabilities, and dependents. This guide walks you through every factor that matters in 2026.
By Sandeep Kulkarni · 1 October 2026
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Loans6 min
RBI Repo Rate Hike in October 2026? What It Means for Your Home & Personal Loan EMIs
A Reuters poll shows ~60% of economists expect a 25 bps RBI repo rate hike in October 2026, pushing the rate to 5.50%. Here's what that means for your EMIs.
By Prasanth Agarwal · 30 September 2026
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Money Tips6 min
EPFO Wage Ceiling Impact 2026: What the ₹25,000 Hike Means for Your PF, EPS and EDLI
The EPFO wage ceiling jumps from ₹15,000 to ₹25,000 effective 17 September 2026, changing your PF, EPS, and EDLI contributions. Here's exactly what changes and how it affects you.
By Prasanth Agarwal · 30 September 2026
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