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Money Tips1 min
Credit Utilisation Ratio — Why It's 30% of Your CIBIL Score
Credit utilisation ratio explained — what counts, the 30% rule, the under-10% bonus, and four ways to engineer a lower utilisation without spending less.
By Sandhya Rani Chowdary · 14 May 2026
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Credit Cards1 min
OneCard vs Jupiter vs Slice — Digital Credit Cards 2026
Digital-first credit cards in 2026 — OneCard, Jupiter Edge, Slice (now an SFB), and how they compare to legacy bank cards on rewards, fees, and approval.
By Sandhya Rani Chowdary · 13 May 2026
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Insurance1 min
₹1 Crore Term Insurance — Premium Comparison Across Ages (25-45)
How much does ₹1 crore term insurance cost at age 25, 30, 35, 40, 45? Premium comparison across 8 top insurers with monthly and annual rates.
By Sandeep Kulkarni · 13 May 2026
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Mutual Funds1 min
Sharpe Ratio, Standard Deviation, Max Drawdown — Risk Metrics Explained Simply
Understanding mutual fund risk metrics — Sharpe ratio, standard deviation, max drawdown, Sortino ratio explained in plain English with Indian fund examples.
By Sandeep Kulkarni · 13 May 2026
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Loans1 min
Loan Against FD vs Personal Loan — Which is Better?
Loan against FD vs personal loan in 2026 — rate gap, processing fee, eligibility, the FD-break breakeven, and which to pick by use case.
By Prasanth Agarwal · 12 May 2026
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Mutual Funds1 min
Best Mutual Funds for Retirement Planning in India 2026
Best mutual funds for retirement planning — how much you need, SIP amount by age, and top funds for 20/30-year retirement corpus building.
By Sandeep Kulkarni · 12 May 2026
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Insurance1 min
IRDAI Claim Settlement Ratio 2025-26 — All Insurance Companies Ranked
IRDAI claim settlement ratios for all life and health insurance companies in India 2025-26. CSR rankings, what the numbers mean, and which insurers to trust.
By Sandeep Kulkarni · 12 May 2026
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Credit Cards1 min
Top 5 Mistakes First-Time Credit Card Users Make in India
Five expensive mistakes new credit-card holders make in India — and the simple habits that protect your CIBIL and your wallet from day one.
By Sandhya Rani Chowdary · 11 May 2026
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Insurance1 min
Health Insurance vs Mediclaim — What's the Difference?
Health insurance vs mediclaim in India — coverage scope, OPD, maternity, pre-existing diseases, and which one you should buy in 2026.
By Sandeep Kulkarni · 11 May 2026
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Mutual Funds1 min
Mutual Fund Taxation India 2026 — STCG, LTCG, and How to Save Tax
Mutual fund taxation in India 2026 — STCG and LTCG rates for equity, debt, and hybrid funds. Includes tax calculation examples and tax-saving strategies.
By Sandeep Kulkarni · 11 May 2026
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Credit Cards1 min
Credit Card Reward Points vs Cashback — Which Earns More?
Reward points vs cashback in India 2026 — the math on point value, redemption haircuts, expiry, and which model fits your spending personality.
By Sandhya Rani Chowdary · 10 May 2026
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Insurance1 min
Travel Insurance for International Trips — Do You Really Need It?
Is travel insurance worth it? Coverage for medical emergencies abroad, trip cancellation, baggage loss. Compare plans for USA, Europe, Southeast Asia.
By Sandeep Kulkarni · 10 May 2026
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Credit Utilisation Ratio — Why It's 30% of Your CIBIL Score

OneCard vs Jupiter vs Slice — Digital Credit Cards 2026

₹1 Crore Term Insurance — Premium Comparison Across Ages (25-45)

Sharpe Ratio, Standard Deviation, Max Drawdown — Risk Metrics Explained Simply

Loan Against FD vs Personal Loan — Which is Better?

Best Mutual Funds for Retirement Planning in India 2026

IRDAI Claim Settlement Ratio 2025-26 — All Insurance Companies Ranked

Top 5 Mistakes First-Time Credit Card Users Make in India

Health Insurance vs Mediclaim — What's the Difference?

Mutual Fund Taxation India 2026 — STCG, LTCG, and How to Save Tax

Credit Card Reward Points vs Cashback — Which Earns More?

Travel Insurance for International Trips — Do You Really Need It?

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