Axis Atlas Credit Card

• • Redemption fee: ₹99

Detailed reward breakdown not available from source

• Threshold —→ 2500 EDGE Miles
• Threshold —→ Additional 2500 EDGE Miles (Total 5000 EDGE Miles including previous milestone)
• Threshold —→ Additional 5000 EDGE Miles (Total 10000 EDGE Miles including previous milestones)

Joining fee

₹5,000

Annual / renewal fee

₹5,000 (2nd year onwards)

Add-on card fee

Nil

Interest rate

3.75% per month (55.55% per annum)

Interest-free period

50 days

Cash advance fee

2.5% (Min. ₹500) of the cash amount

Overlimit fee

2.5% of the overlimit amount (Min. ₹500)

Payment dishonour

₹500

Forex markup

3.50% of the transaction value

DCC markup

1.50%

Rent payment fee

1% (w.e.f. Jul 2025)

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Income (salaried)

Salaried: Net annual income of ₹12 lakh and above; Self employed: Net annual income of ₹15 lakh and above

Income (self-employed)

₹15L/year

Age

18–70 years

Card management via Axis Bank Mobile App.

• What is EDGE Mile?
• Is EDGE Mile & EDGE Point same?
• Where can I see the EDGE Miles?
• What is a tier?
• Where can I find my tier details?
• How can I upgrade my membership tier?
• Can I upgrade my tier by paying some additional fee?
• How to redeem Edge Miles?