What is the annual fee for MY ZONE EASY Credit Card?

The annual fee is ₹500, with a matching joining fee. However, the annual fee is waived if you spend ₹80,000 or more in a year, making it free for active users.

How to apply for MY ZONE EASY Credit Card?

You can apply for this Axis Bank card through the bank's official website, mobile app, or branch. The online process typically takes 5-10 minutes and requires basic KYC details like PAN and Aadhaar.

What rewards does MY ZONE EASY Credit Card offer?

You earn 2% EDGE REWARD Points on all purchases, which can be redeemed at 25% cashback value. This means ₹100 in spending generates 2 points, redeemable as ₹0.50 in cashback.

What are the eligibility criteria for MY ZONE EASY Credit Card?

Eligibility criteria are not specified in the provided details. Check Axis Bank's official website or contact their customer service for current income requirements, age limits, and credit score expectations.

Does MY ZONE EASY Credit Card offer airport lounge access?

Yes, the card includes 4 domestic lounge visits per year, allowing cardholders airport access at select Indian airports. This benefit is complimentary as part of the card's features.

Is MY ZONE EASY Credit Card worth it?

It's a good fit if you spend ₹80,000+ annually to waive the fee and value steady 2% rewards. The 4 domestic lounge visits add value for occasional travelers, though international spending incurs a 3.5% forex markup.

Credit Cards

SecuredEntryVisa

MY ZONE EASY Credit Card

Everyday rewards with lounge perks for regular spenders

Annual fee₹500Waived on ₹0.8L spend

Rewards25%Cashback

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Axis Bank. Full disclaimer

Rewards

Base earn rate

Get 4 points for every ₹200 spent on domestic transactions

EDGE REWARDS

Excludes: Movie Tickets, Fuel Transactions

• Redemption fee: ₹99

Lounge access

Domestic

4visits / year

International

Not included

Fees & charges

Joining fee: ₹500
Annual / renewal fee: ₹500
Annual fee waiver: On ₹0.8L spend
Add-on card fee: NIL
Interest rate: 3.40% p.m. (40.80% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (minimum ₹500) of the cash amount
Overlimit fee: 2.5% of the over limit amount (Minimum. ₹500)
Payment dishonour: ₹500
Forex markup: 3.50% of the transaction value
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

Nil if the total payment due is less than ₹500 ₹500 if the total payment due is between ₹501 and ₹5,000 ₹750 if the total payment due is between ₹5,001 and ₹10,000 ₹1200 if the total payment due is greater than ₹10,000 An additional charge of ₹100 will be applicable on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared.

View official MITC →

Eligibility

Age: 18+ years

Features

✓ Contactless✓ Chip & PIN✓ International usage✓ Emergency replacement

Additional features

Cash withdrawals upto 100% of your credit limit from day one
Wednesday Delight - Beat the mid-week blues with exciting offers every Wednesday: Instant savings of up to 15% on flights & hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off upto ₹ 1000 on Tira

No rewards on

Movie Tickets · Fuel Transactions

FAQs

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Credit Cards

SecuredEntryVisa

MY ZONE EASY Credit Card

Everyday rewards with lounge perks for regular spenders

Annual fee₹500Waived on ₹0.8L spend

Rewards25%Cashback

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Axis Bank. Full disclaimer

Rewards

Base earn rate

Get 4 points for every ₹200 spent on domestic transactions

EDGE REWARDS

Excludes: Movie Tickets, Fuel Transactions

• Redemption fee: ₹99

Lounge access

Domestic

4visits / year

International

Not included

Fees & charges

Joining fee: ₹500
Annual / renewal fee: ₹500
Annual fee waiver: On ₹0.8L spend
Add-on card fee: NIL
Interest rate: 3.40% p.m. (40.80% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (minimum ₹500) of the cash amount
Overlimit fee: 2.5% of the over limit amount (Minimum. ₹500)
Payment dishonour: ₹500
Forex markup: 3.50% of the transaction value
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

View official MITC →

Eligibility

Age: 18+ years

Features

✓ Contactless✓ Chip & PIN✓ International usage✓ Emergency replacement

Additional features

Cash withdrawals upto 100% of your credit limit from day one
Wednesday Delight - Beat the mid-week blues with exciting offers every Wednesday: Instant savings of up to 15% on flights & hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off upto ₹ 1000 on Tira

No rewards on

Movie Tickets · Fuel Transactions

MY ZONE EASY Credit Card

Explore related credit cards

Guides and tools

MY ZONE EASY Credit Card

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