What is the annual fee for BOB Card Prime?

BOB Card Prime has no annual fee or joining fee — it's completely free for life. You won't face any charge to keep the card active.

How to apply for BOB Card Prime?

You can apply online through Bank of Baroda's website or visit your nearest BOB branch with required documents (ID proof, address proof, income documents). As a secured card, a fixed deposit may be required against the credit limit.

What rewards does BOB Card Prime offer?

Earn 2% Reward Points on all purchases, redeemable for statement credits or gift vouchers. Welcome with an instant 500 bonus points worth ₹100 on account opening.

What are the eligibility criteria for BOB Card Prime?

Eligibility criteria are not specified in the available details. Bank of Baroda typically requires a valid ID, address proof, and income documentation. Contact BOB directly or visit their website for current requirements.

Does BOB Card Prime offer airport lounge access?

Airport lounge benefits are not included with BOB Card Prime. This is a basic-tier secured card focused on everyday reward earning rather than premium travel perks.

Is BOB Card Prime worth it?

BOB Card Prime suits those building credit history or requiring a secured card with no hidden costs. The lifetime-free status and 2% flat rewards make it valuable for consistent spenders, though lounge access and premium benefits are absent. Best compare against other secured options on OnePaisa.

Credit Cards

SecuredEntryVisa

BOBCARD PRIME

Secured card with lifetime-free rewards on everyday purchases

Annual feeLifetime Free

Rewards2.00%2 Reward Point per ₹100

Forex markup3.5%

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Bank of Baroda. Full disclaimer

Welcome benefits

worth ₹100

500 Reward Points

Type: Reward Points
Trigger: Spend ₹5,000 within 60 days

Rewards

Base earn rate

2 Reward Points per ₹100 spent on all other categories

Excludes: Fuel, Select MCCs

Lounge access

Domestic

0visits / year

International

Not included

Fees & charges

Joining fee: Zero Joining & Annual Fees
Annual / renewal fee: Lifetime free
Add-on card fee: Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 2.5%, min ₹600
Payment dishonour: ₹500
Forex markup: 3.50%
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Duplicate statement: ₹25

View official MITC →

Insurance covers

Air accident

₹15L

Air: ₹15 Lakhs

Credit liability

₹5L

Eligibility

Income (salaried): No income proof required - Guaranteed issuance against FD of Rs. 30000 or more
Age: 18–85 years

Required documents

Recent Passport size photograph (with clear / white background & without dark / tinted glass)
PAN Card
Aadhaar Card (both side)
Voter ID Card issued by election commission of India
Passport
Driving Licence
Job Card issued by NREGA duly signed by an officer of the State Government
Letter issued by the National Population Register containing details of the name & address

Features

✓ Contactless✓ UPI linkage

Additional features

Guaranteed issuance against FD of Rs. 30000 or more
Zero documentation (no income proof required)
Attractive Deals & Discounts across leading online & retail brands
Digital application with E-sign using Aadhaar and Video KYC

No rewards on

Fuel · Select MCCs

FAQs

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Credit Cards

SecuredEntryVisa

BOBCARD PRIME

Secured card with lifetime-free rewards on everyday purchases

Annual feeLifetime Free

Rewards2.00%2 Reward Point per ₹100

Forex markup3.5%

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Bank of Baroda. Full disclaimer

Welcome benefits

worth ₹100

500 Reward Points

Type: Reward Points
Trigger: Spend ₹5,000 within 60 days

Rewards

Base earn rate

2 Reward Points per ₹100 spent on all other categories

Excludes: Fuel, Select MCCs

Lounge access

Domestic

0visits / year

International

Not included

Fees & charges

Joining fee: Zero Joining & Annual Fees
Annual / renewal fee: Lifetime free
Add-on card fee: Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 2.5%, min ₹600
Payment dishonour: ₹500
Forex markup: 3.50%
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Duplicate statement: ₹25

View official MITC →

Insurance covers

Air accident

₹15L

Air: ₹15 Lakhs

Credit liability

₹5L

Eligibility

Income (salaried): No income proof required - Guaranteed issuance against FD of Rs. 30000 or more
Age: 18–85 years

Required documents

Recent Passport size photograph (with clear / white background & without dark / tinted glass)
PAN Card
Aadhaar Card (both side)
Voter ID Card issued by election commission of India
Passport
Driving Licence
Job Card issued by NREGA duly signed by an officer of the State Government
Letter issued by the National Population Register containing details of the name & address

Features

✓ Contactless✓ UPI linkage

Additional features

Guaranteed issuance against FD of Rs. 30000 or more
Zero documentation (no income proof required)
Attractive Deals & Discounts across leading online & retail brands
Digital application with E-sign using Aadhaar and Video KYC

No rewards on

Fuel · Select MCCs

BOBCARD PRIME

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BOBCARD PRIME

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