SecuredEntryVisa

BOBCARD PRIME

Secured card with lifetime-free rewards on everyday purchases

Annual feeLifetime Free

Rewards2 Reward Points per ₹100 spent on all other categories

Forex markup3.5%

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Bank of Baroda. Full disclaimer

Welcome benefits

worth ₹100

500 Reward Points

Base earn rate

2 Reward Points per ₹100 spent on all other categories

Excludes: Fuel, Select MCCs

Domestic

0visits / year

International

Not included

Joining fee: Zero Joining & Annual Fees
Annual / renewal fee: Lifetime free
Add-on card fee: Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 2.5%, min ₹600
Payment dishonour: ₹500
Forex markup: 3.50%
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Duplicate statement: ₹25

Late payment

Air accident

₹15L

Air: ₹15 Lakhs

Credit liability

₹5L

Income (salaried): No income proof required - Guaranteed issuance against FD of Rs. 30000 or more
Age: 18–85 years

Required documents

Recent Passport size photograph (with clear / white background & without dark / tinted glass)
PAN Card
Aadhaar Card (both side)
Voter ID Card issued by election commission of India
Passport
Driving Licence
Job Card issued by NREGA duly signed by an officer of the State Government
Letter issued by the National Population Register containing details of the name & address