Privilege Easy Credit Card

• • Redemption fee: ₹99

Get additional 10,000 EDGE reward points worth ₹2000 upon achieving spends milestone of ₹2.5 lakhs in a card anniversary year.

Joining fee

₹1500 (Nil for Priority Customers only)

Annual / renewal fee

₹1500

Annual fee waiver

Annual fees of ₹1,500 will be reversed on achieving spends* of ₹2.5 lakhs in the previous card anniversary year. Spends threshold for annual fee reversal will exclude rent and wallet transactions. The merchant category code of rent is 6513 and wallet is 6540. This revision is effective from 05-03-2023.

Add-on card fee

Nil

Interest rate

3.40% p.m. (40.80% p.a.)

Interest-free period

50 days

Cash advance fee

2.5% (Min. ₹500) of the Cash Amount

Overlimit fee

2.5% of the overlimit amount (Min. ₹500)

Payment dishonour

₹500

Forex markup

3.50% of the transaction value

DCC markup

1.50%

Rent payment fee

1% (w.e.f. Jul 2025)

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Age

18+ years

• What is the annual fee for Privilege Easy Credit Card?
• How to apply for Privilege Easy Credit Card?
• What rewards does Privilege Easy Credit Card offer?
• What are the eligibility criteria for Privilege Easy Credit Card?
• Does Privilege Easy Credit Card offer airport lounge access?
• Is Privilege Easy Credit Card worth it?