Question 1

What is fuel Credit Card?

Accepted Answer

A fuel credit card is specifically designed to provide extra savings, rewards & other perks on your fuel purchases at partner outlets. BOBCARD's HPCL ENERGIE Credit Card gives benefits like savings on your fuel transactions made at HPCL retail outlets, everyday shopping rewards, & more.

Question 2

What are the features and benefits of the HPCL ENERGIE Credit Card by BOBCARD?

Accepted Answer

HPCL ENERGIE BOBCARD offers fuel-specific perks like 5% Savings on your fuel purchases at HPCL retail outlets, LPG purchases & through HP Pay App, 10 reward points on everyday shopping, complimentary domestic airport lounge access, 500 bonus reward points, & more.

Question 3

How can I apply for the HPCL ENERGIE Fuel Credit Card by BOBCARD?

Accepted Answer

You can easily apply for the HPCL ENERGIE Credit Card online by visiting the BOBCARD website. Fill out the application form, complete the e-sign process, and verify your identity with Video-KYC. Alternatively, you can reach out to customer support or visit any Bank of Baroda branch to initiate the application process.

Question 4

What are the eligibility criteria for the BOBCARD's HPCL ENERGIE Credit Card?

Accepted Answer

Please refer to the "Application Guidelines" section on this page or contact our customer support team at 1800 266 5100/7100.

Question 5

What is the difference between a standard credit card and a HPCL ENERGIE Credit Card by BOBCARD?

Accepted Answer

HPCL ENERGIE BOBCARD is a specially designed fuel Credit Card to offer you exclusive fuel benefits, extra rewards on fuel transactions made at HPCL stations, fuel surcharge waivers, unlike standard credit cards, which may not have fuel-specific benefits.

Question 6

What rewards and cashback can I earn with the HPCL ENERGIE Credit Card by BOBCARD?

Accepted Answer

HPCL ENERGIE cardholders can enjoy 5% Savings (24 Reward Points per ₹150 = 4% Savings + 1% fuel surcharge waiver) for fuel purchases at HPCL retail outlets, LPG purchases & through HP Pay App*. For more details, refer to top section on this page.

Question 7

How does a Fuel Credit Card work?

Accepted Answer

A fuel credit card like the BOBCARD's HPCL ENERGIE Fuel Credit Card is designed to help you save more every time you spend on fuel. When you use this fuel credit card at HPCL retail outlets, you earn rewards, cashback, and fuel surcharge waivers — turning your regular fuel spends into smart savings. With the BOBCARD's HPCL ENERGIE Fuel Credit Card, you get: 4% value back as reward points on fuel spends at HPCL retail outlets, 2% value back as reward points on utility and departmental store spends, 1% fuel surcharge waiver at all HPCL fuel stations, Complimentary airport lounge access, discount on movie tickets, renewal fee waiver, etc. The more you fuel, the more you save. Later, you can redeem your reward points for cashback. That's how a fuel credit card like BOBCARD HPCL ENERGIE helps turn everyday fuel expenses into smart benefits.

Question 8

How is the Fuel Credit Card different from a regular credit card?

Accepted Answer

A Fuel Credit Card is specially designed to offer savings and rewards on fuel purchases, unlike a regular credit card which provides general benefits on everyday spending. For example, the HPCL ENERGIE Fuel Credit Card by BOBCARD offers exclusive benefits like: Extra reward points on fuel spends at HPCL retail outlets, Fuel surcharge waiver at HPCL fuel stations, Value-back offers and cashback on fuel transactions, Reward redemption option as cashback. On the other hand, a regular credit card offers rewards or cashback across various categories like shopping, travel, dining, and groceries — but may not provide fuel-specific savings. If you frequently spend on fuel, a fuel credit card like HPCL ENERGIE Credit Card helps you save more on every refill compared to a regular credit card.

Question 9

Does the HPCL Fuel Credit Card offer a fuel surcharge waiver?

Accepted Answer

Yes, the HPCL ENERGIE Fuel Credit Card by BOBCARD offers a 1% fuel surcharge waiver on fuel spends at HPCL petrol pumps, helping you save more on every refill.

Question 10

What rewards can I earn with the HPCL Fuel Credit Card?

Accepted Answer

With the HPCL ENERGIE Fuel Credit Card by BOBCARD, you can earn exciting rewards every time you spend on fuel and daily essentials. Rewards you can earn: 4% Value Back on Fuel — Earn 24 reward points per ₹150 spent on fuel at HPCL retail outlets, 5X Reward Points - 10 reward points for every ₹150 spent) on utility & departmental stores. 2 reward points for every ₹150 spent on other categories. Welcome Benefit — 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance. Rewards Redemption — Redeem your accumulated reward points for cashback fuel through the BOBCARD rewards platform. The more you spend with the BOBCARD's HPCL ENERGIE Fuel Credit Card, the more you save on fuel and everyday purchases.

Question 11

What is the annual fee for the HPCL ENERGIE Credit Card?

Accepted Answer

The HPCL ENERGIE Fuel Credit Card by BOBCARD comes with an annual fee of ₹499 + GST. The annual fee is waived off on spending ₹50,000 or more in a year.

Category	Rate	Cap
HPCL Fuel Purchases (Retail Outlets, LPG, HP Pay App)	—	—
Utility & Departmental Stores	—	—

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