VISA
Bank of BarodaBOBCARD Scapia Credit Card
JoiningFREE
AnnualFREE
Reward5%
Apply Now
🔒 Secure & Free
Mass-MarketMidVisa
BOBCARD SELECT
Everyday rewards with conditional fee waiver
Annual fee₹750Waived on ₹0.7L spend
Rewards1.00%1 Reward Point per ₹100
Forex markup3.5%Yes, standard charges apply for international transactions.
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Welcome benefits
worth ₹100500 reward points on spends of ₹5000 within 60 days
- Type
- Reward Points
- Trigger
- Spend ₹5,000 within 60 days
Rewards
Base earn rate
1 Reward Point per ₹100 spent on all other categories
Excludes: Fuel
| Category | Rate | Cap |
|---|---|---|
| Online Shopping | — | — |
| Dining | — | — |
Milestone benefits
Spend Rs 7500 in the first 60 days and get your joining fee waived off. Spend ₹70,000 in every card anniversary year and get your annual fee waived off. First year fee will levied in the 3rd bill statement from the card issuance month, provided Spends milestone criteria not met. First year fee waiver and annual fee reversal is applicable only to non-delinquent credit cardholders
Fees & charges
- Joining fee
- ₹750
- Annual / renewal fee
- ₹750
- Annual fee waiver
- Spend ₹70,000 in every card anniversary year and get your annual fee waived off. Spend ₹7500 in the first 60 days and get your joining fee waived off
- Add-on card fee
- lifetime free
- Interest rate
- Interest rates depend on spending and repayment behaviour and can be reviewed here https://www.bobcard.co.in/most-important-terms-and-condition/bobcard-mitc
- Interest-free period
- 50 days
- Cash advance fee
- 2.5%, min ₹500
- Overlimit fee
- 2.5%, min ₹600
- Payment dishonour
- ₹500
- Forex markup
- Yes, standard charges apply for international transactions.
- Fuel surcharge
- 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
- Duplicate statement
- ₹25
Insurance covers
Air accident
₹15L
₹15 Lakhs
Credit liability
₹5L
Eligibility
- Income (salaried)
- Net Annual Income >₹4.8 Lakh
- Income (self-employed)
- ₹4.8L/year
- Age
- 25–55 years
Employment types
SalariedSelf-Employed
Required documents
- Recent Passport size photograph (with clear / white background & without dark / tinted glass)
- PAN Card
- Aadhaar Card (both side)
- Voter ID Card issued by election commission of India
- Passport
- Driving Licence
- Job Card issued by NREGA duly signed by an officer of the State Government
- Letter issued by the National Population Register containing details of the name & address
- Bank Statement reflecting salary credit for last 2 months (Salaried)
- Salary Slips, if submitted, to be accompanied with bank statement (Salaried)
- Bank Statement (pdf file format) reflecting business transactions for last 3 months (Self-Employed)
Features
✓ Contactless✓ International usage
Additional features
- Contactless payment enabled i.e. No PIN required for spends upto Rs 5000 at retail merchants
- Your card is enabled with a wireless chip technology for secure & faster payments in contactless mode
No rewards on
Fuel · Select MCCs
Card management via BOBCARD mobile app.
FAQs
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