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Assam Rifles The SENTINEL BOBCARD credit card
LifestylePremiumRuPay✦ Assam Rifles

Assam Rifles The SENTINEL BOBCARD

Fitness-focused premium card with lifetime zero cost

Annual feeLifetime Free
Rewards2.00%2 Reward Point per ₹100
Forex markup3%
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Bank of Baroda. Full disclaimer

Welcome benefits

worth ₹48,125

500 bonus reward points on spends of ₹5,000 or more within 60 days + Complimentary 12 Months FITPASS PRO Membership worth ₹48000

Type
Points And Membership
Trigger
Spend ₹5,000 within 60 days
Partner
FITPASS
Validity
365 days

Rewards

Base earn rate

2 Reward Point for every ₹100 spent on any other category.

Excludes: Fuel, Select MCCs

CategoryRateCap
Departmental Stores5X—

    Milestone benefits

    Milestone Reward : 12 Months Amazon Prime Membership on spending min. ₹1 Lakh within 90 days.

    Lounge access

    Domestic

    8visits / year

    • Max 2 per quarter
    • Requires ₹20,000 prior spend
    BOBCARD Airport Lounge Access Program lounge programme →

    International

    Not included

    Fees & charges

    Joining fee
    Lifetime Free. No Joining & Annual Fee
    Annual / renewal fee
    Lifetime free
    Add-on card fee
    Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
    Interest rate
    3.75% per month (45% p.a.)
    Interest-free period
    50 days
    Cash advance fee
    2.5%, min ₹500
    Overlimit fee
    2.5%, min ₹600
    Payment dishonour
    ₹500
    Forex markup
    3%
    Fuel surcharge
    1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
    Duplicate statement
    ₹25
    View official MITC →

    Insurance covers

    Air accident

    ₹20L

    Get free Personal Accidental Death Cover to ensure financial protection of your family (Air / Non-Air: 20 Lakhs).

    Eligibility

    Age
    18–70 years

    Employment types

    Designated Personnel Assam RiflesAssam Rifles Veterans

    Required documents

    • Recent Passport size photograph (with clear / white background & without dark / tinted glass)
    • PAN Card
    • ID card or Service Certificate or Salary Slip mentioning the Rank of the Official
    • Aadhaar Card (both side)
    • Voter ID Card issued by election commission of India
    • Passport
    • Driving Licence
    • Job Card issued by NREGA duly signed by an officer of the State Government
    • Letter issued by the National Population Register containing details of the name & address
    • ID card /Service Certificate or Latest Salary Slip mentioning the rank of the Official
    • Documents required for Veterans: PPO (Pension Pay Order), ROID (Retired officers Identity card), RID (Retired Identity Card)

    Features

    ✓ Contactless✓ UPI linkage✓ Concierge service

    Additional features

    • FITPASS PRO Membership (12 months complimentary)
    • Amazon Prime Membership (12 months on milestone)
    • Video KYC application process
    • E-sign using Aadhaar
    • Auto Debit facility for BOB accountholders

    No rewards on

    Fuel · Select MCCs · UPI Transactions For Bonus Rewards

    Is this card worth it for you?

    ₹10,000₹5,00,000
    0% of spend100% of spend

    Remaining 80% of spend earns the 0.5% base rate.

    Rewards / year

    ₹5,400

    ≈ 0.90% effective

    Annual fee

    ₹0

    no published waiver

    Net steady-state return

    +₹5,400/year

    Strong fit at this spend

    At ₹50,000/month, rewards outrun the fee by ₹5,400 a year.

    One-time welcome benefit: ~₹125 — 500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance (valued at 500 × ₹0.25 = ₹125). Also 'Exclusive Memberships' incl. complimentary 12-month FITPASS PRO — membership, unvaluable, value not included.

    Based on published rates as of 2026-08-07; assumes 1 Reward Point = ₹0.25 redeemed as cashback (issuer's stated cashback conversion; all accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25). Rewards estimates, not guarantees.

    FAQs

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    Annual₹350/yr
    Reward2%
    • Cashback: 1%
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