What is the annual fee for Assam Rifles The SENTINEL BOBCARD?

The card is completely lifetime free with no annual or joining fees. You can hold and use it without any recurring charges.

How to apply for Assam Rifles The SENTINEL BOBCARD?

You can apply directly through Bank of Baroda's website or visit a nearby branch. Eligibility typically requires a stable income and good credit history. Processing usually takes 5-7 working days post-approval.

What rewards does Assam Rifles The SENTINEL BOBCARD offer?

The card earns 2% reward points on all eligible spends. New cardholders also get 500 bonus points when spending ₹5,000 or more within 60 days, plus a complimentary 12-month FITPASS PRO membership valued at ₹48,000.

What are the eligibility criteria for Assam Rifles The SENTINEL BOBCARD?

Eligibility criteria are not specified in the card details. We recommend checking Bank of Baroda's official website or contacting their customer service for current requirements regarding income, age, credit score, and other qualifications.

Does Assam Rifles The SENTINEL BOBCARD offer airport lounge access?

Yes, the card provides 8 complimentary domestic lounge visits per year, allowing you to access airport lounges across India for a premium travel experience.

Is Assam Rifles The SENTINEL BOBCARD worth it?

This card is excellent value for fitness enthusiasts—the complimentary FITPASS PRO membership alone is worth ₹48,000, and the lifetime-free status eliminates annual costs. Combined with 2% rewards and 8 annual lounge visits, it's ideal if you use fitness services and domestic flights regularly.

Credit Cards

LifestylePremiumRuPay✦ Assam Rifles

Assam Rifles The SENTINEL BOBCARD

Fitness-focused premium card with lifetime zero cost

Annual feeLifetime Free

Rewards2.00%2 Reward Point per ₹100

Forex markup3%

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Bank of Baroda. Full disclaimer

Welcome benefits

worth ₹48,125

500 bonus reward points on spends of ₹5,000 or more within 60 days + Complimentary 12 Months FITPASS PRO Membership worth ₹48000

Type: Points And Membership
Trigger: Spend ₹5,000 within 60 days
Partner: FITPASS
Validity: 365 days

Rewards

Base earn rate

2 Reward Point for every ₹100 spent on any other category.

Excludes: Fuel, Select MCCs

Category	Rate	Cap
Departmental Stores	5X	—

Milestone benefits

Milestone Reward : 12 Months Amazon Prime Membership on spending min. ₹1 Lakh within 90 days.

Lounge access

Domestic

8visits / year

Max 2 per quarter
Requires ₹20,000 prior spend

BOBCARD Airport Lounge Access Program lounge programme →

International

Not included

Fees & charges

Joining fee: Lifetime Free. No Joining & Annual Fee
Annual / renewal fee: Lifetime free
Add-on card fee: Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 2.5%, min ₹600
Payment dishonour: ₹500
Forex markup: 3%
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Duplicate statement: ₹25

View official MITC →

Insurance covers

Air accident

₹20L

Get free Personal Accidental Death Cover to ensure financial protection of your family (Air / Non-Air: 20 Lakhs).

Eligibility

Age: 18–70 years

Employment types

Designated Personnel Assam RiflesAssam Rifles Veterans

Required documents

Recent Passport size photograph (with clear / white background & without dark / tinted glass)
PAN Card
ID card or Service Certificate or Salary Slip mentioning the Rank of the Official
Aadhaar Card (both side)
Voter ID Card issued by election commission of India
Passport
Driving Licence
Job Card issued by NREGA duly signed by an officer of the State Government
Letter issued by the National Population Register containing details of the name & address
ID card /Service Certificate or Latest Salary Slip mentioning the rank of the Official
Documents required for Veterans: PPO (Pension Pay Order), ROID (Retired officers Identity card), RID (Retired Identity Card)

Features

✓ Contactless✓ UPI linkage✓ Concierge service

Additional features

FITPASS PRO Membership (12 months complimentary)
Amazon Prime Membership (12 months on milestone)
Video KYC application process
E-sign using Aadhaar
Auto Debit facility for BOB accountholders

No rewards on

Fuel · Select MCCs · UPI Transactions For Bonus Rewards

Is this card worth it for you?

Your monthly spend

₹10,000₹5,00,000

Departmental stores — 2.5% back

0% of spend100% of spend

Remaining 80% of spend earns the 0.5% base rate.

Rewards / year

₹5,400

≈ 0.90% effective

Annual fee

₹0

no published waiver

Net steady-state return

+₹5,400/year

Strong fit at this spend

At ₹50,000/month, rewards outrun the fee by ₹5,400 a year.

Apply Now Check Eligibility →

One-time welcome benefit: ~₹125 — 500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance (valued at 500 × ₹0.25 = ₹125). Also 'Exclusive Memberships' incl. complimentary 12-month FITPASS PRO — membership, unvaluable, value not included.

Based on published rates as of 2026-08-07; assumes 1 Reward Point = ₹0.25 redeemed as cashback (issuer's stated cashback conversion; all accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25). Rewards estimates, not guarantees.

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