BOBCARD TIARA Credit Card

Spend Rs 25000 in the first 60 days and get your joining fee waived off***. Spend ₹2,50,000 in every card anniversary year and get your annual fee waived off***. First year fee will levied in the 3rd bill statement from the card issuance month, provided Spends milestone criteria not met. First year fee waiver and annual fee reversal is applicable only to non-delinquent credit cardholders

Joining fee

₹2499

Annual / renewal fee

₹2499

Annual fee waiver

Spend ₹25000 in the first 60 days and get your joining fee waived off***. Spend ₹2,50,000 in every card anniversary year and get your annual fee waived off***.

Add-on card fee

Get up to 3 lifetime free add-on cards for your female family members - your mother, sister, or daughter (above age 18).

Interest rate

3.75% per month (45% p.a.)

Interest-free period

50 days

Cash advance fee

2.5%, min ₹500

Overlimit fee

2.5%, min ₹600

Payment dishonour

₹500

Forex markup

Save more with a Reduced Forex mark-up of 2% on International Spends.

Fuel surcharge

1% waiver, on ₹400–₹5000 txns, max ₹250/cycle

Duplicate statement

₹25

Income (salaried)

Min Annual Income >= Rs. 7.2L

Age

25–55 years

• How does airport lounge access work on this card after October 2026?
• What is the interest rate (APR) on this card?
• What is the TIARA credit card?
• Is TIARA a women-only credit card?
• Does TIARA women credit card offer lounge access?
• Do TIARA women's credit card offer shopping and lifestyle discounts?
• How many rewards does TIARA credit card offer?
• Does the BOBCARD TIARA Credit Card support UPI payments?
• Are there travel and dining rewards available on TIARA credit cards?
• Can I convert my BOBCARD TIARA credit card purchases into EMIs?
• How can I claim my complimentary vouchers?
• How do I claim the free Women's Health Package?
• Who can be an add-on cardholder on the TIARA Credit Card?