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BOBCARD TIARA Credit Card credit card
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BOBCARD TIARA Credit Card

Wellness rewards crafted for women's lifestyle

Annual fee₹2,499Waived on ₹2.5L spend
Rewards3.00%3 Reward Point per ₹100
Forex markup2%Save more with a Reduced Forex mark-up of 2% on International Spends.
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Welcome benefits

worth ₹48,000

Women's Health Package, FITPASS Pro membership, quarterly shopping vouchers, streaming subscriptions

Type
Memberships And Vouchers
Trigger
Card Issuance
Partner
FITPASS
Validity
60 days
Read full T&C →

Rewards

Base earn rate

3 Reward Points for every ₹100 spent on other categories.

Excludes: Fuel

CategoryRateCap
Dining15 Reward Point/₹100—
Travel15 Reward Point/₹100—
International15 Reward Point/₹100—

    Milestone benefits

    Spend Rs 25000 in the first 60 days and get your joining fee waived off***. Spend ₹2,50,000 in every card anniversary year and get your annual fee waived off***. First year fee will levied in the 3rd bill statement from the card issuance month, provided Spends milestone criteria not met. First year fee waiver and annual fee reversal is applicable only to non-delinquent credit cardholders

    Fees & charges

    Joining fee
    ₹2499
    Annual / renewal fee
    ₹2499
    Annual fee waiver
    Spend ₹25000 in the first 60 days and get your joining fee waived off***. Spend ₹2,50,000 in every card anniversary year and get your annual fee waived off***.
    Add-on card fee
    Get up to 3 lifetime free add-on cards for your female family members - your mother, sister, or daughter (above age 18).
    Interest rate
    3.75% per month (45% p.a.)
    Interest-free period
    50 days
    Cash advance fee
    2.5%, min ₹500
    Overlimit fee
    2.5%, min ₹600
    Payment dishonour
    ₹500
    Forex markup
    Save more with a Reduced Forex mark-up of 2% on International Spends.
    Fuel surcharge
    1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
    Duplicate statement
    ₹25
    View official MITC →

    Eligibility

    Income (salaried)
    Min Annual Income >= Rs. 7.2L
    Age
    25–55 years

    Employment types

    SalariedSelf-Employed

    Required documents

    • PAN (Mandatory)
    • Recent Passport size photograph (with clear / white background & without dark / tinted glass)
    • Passport
    • Driving licence
    • Aadhaar Card (as issued by UIDAI)
    • Voter's Identity Card issued by the Election Commission of India
    • Job card issued by NREGA duly signed by an officer of the State Government
    • Letter issued by the National Population Register containing details of name and address
    • Utility bill which is not more than two months old
    • Property or Municipal tax receipt
    • Pension or family pension payment orders (PPOs)
    • Letter of allotment of accommodation from employer
    • Bank Statement reflecting salary credit for last 2 months (Salaried)
    • Bank Statement reflecting business transactions for last 3 months (Self-Employed)

    Features

    ✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage

    Additional features

    • Women-only credit card
    • UPI enabled on BHIM, Google Pay, Paytm, PhonePe
    • Contactless payments with wireless chip technology
    • Smart EMI conversion
    • Swiggy One 3 Month Membership (once per annum)
    • Quarterly shopping and lifestyle vouchers worth up to ₹31,000

    No rewards on

    Fuel

    FAQs

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    IRCTC BOBCARD

    Joining₹500
    Annual₹350/yr
    Reward2%
    • Cashback: 1%
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