Flipkart Axis Bank Credit Card

• • Redemption fee: ₹99

Detailed reward breakdown not available from source

Joining fee

₹NIL (Limited period offer)

Annual / renewal fee

2nd year Onwards: ₹500 Annual fee waived off on annual spends greater than ₹3,50,000. Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver.

Annual fee waiver

Annual fee waived off on annual spends greater than ₹3,50,000. Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver.

Add-on card fee

Nil

Interest rate

3.75% per month (55.55% per annum)

Interest-free period

50 days

Cash advance fee

2.5% (Min. ₹500) of the cash amount

Overlimit fee

2.5% of the over limit amount (Min ₹500)

Payment dishonour

₹500

Forex markup

3.5% of the transaction value

DCC markup

1.50%

Rent payment fee

1% (w.e.f. Jul 2025)

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Age

18–70 years

• What is the annual fee for Flipkart Axis Bank Credit Card?
• How to apply for Flipkart Axis Bank Credit Card?
• What rewards does Flipkart Axis Bank Credit Card offer?
• What are the eligibility criteria for Flipkart Axis Bank Credit Card?
• Does Flipkart Axis Bank Credit Card offer airport lounge access?
• Is Flipkart Axis Bank Credit Card worth it?