CashbackEntryVisa✦ Flipkart

Flipkart Axis Bank Credit Card

Flipkart shoppers seeking simple, consistent cashback

Annual fee₹500Waived on ₹3.5L spend

Rewards—

Forex markup3.5%3.5% of the transaction value

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Welcome benefits

worth ₹350

₹350 worth of activation benefits including ₹250 Flipkart voucher on first transaction within 30 days and 50% off up to ₹100 on Swiggy for first-time users

Type: Voucher
Trigger: within 30 days
Partner: Flipkart, Swiggy

Rewards

• Redemption fee: ₹99

Fees & charges

Joining fee: ₹NIL (Limited period offer)
Annual / renewal fee: 2nd year Onwards: ₹500 Annual fee waived off on annual spends greater than ₹3,50,000. Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver.
Annual fee waiver: Annual fee waived off on annual spends greater than ₹3,50,000. Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver.
Add-on card fee: Nil
Interest rate: 3.75% p.m. (45.00% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (Min. ₹500) of the cash amount
Overlimit fee: 2.5% of the over limit amount (Min ₹500)
Payment dishonour: ₹500
Forex markup: 3.5% of the transaction value
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹500	₹0
₹501 – ₹5,000	₹500
₹5,001 – ₹10,000	₹750
Above ₹10,001	₹1,200

View official MITC →

Eligibility

Age: 18–70 years

Features

Additional features

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Credit Limit Increase
Instant loan on credit card
Credit Card against Fixed Deposit
Grab Deals
Convert Purchases Into EMIs
Credit Card Control Center
Add-On Credit Card

No rewards on

Fuel · Rent (MCC 6513) · Wallet Loads (MCC 6540)