VISA
HDFC BankSolitaire Credit Card
Joining₹500
Annual₹500/yr
Reward3 Reward Points for every ₹150 spent
No longer offered
HDFC Bank is no longer accepting applications for this card.
LifestyleEntryVisaRuPay
HDFC Bank PIXEL Play Credit Card
Lifestyle rewards, zero commitment required
Annual feeLifetime Free
Rewards1%Cashback
Forex markup3.5%3.5% on all foreign currency transactions
Secure · Free · No spam calls
Independent comparison platform. Not affiliated with HDFC Bank. Full disclaimer
Welcome benefits
Joining fee waiver on spending ₹20,000 within 90 days
- Type
- Fee Waiver
- Trigger
- Spend ₹20,000 within 90 days
Rewards
Base earn rate
1% CashBack on all transactions
PIXEL CashPoints
| Category | Details |
|---|---|
| Dining entertainment | 5% CashBack on choice of any two following packs: Dining & Entertainment Category - BookMyShow & Zomato |
| Travel | 5% CashBack on choice of any two following packs: Travel Category – MakeMyTrip & Uber |
| Grocery | 5% CashBack on choice of any two following packs: Grocery Category – Blinkit & Reliance Smart Bazaar |
| Electronics | 5% CashBack on choice of any two following packs: Electronics Category – Croma & Reliance Digital |
| Fashion | 5% CashBack on choice of any two following packs: Fashion Category – Nykaa & Myntra |
| E commerce | 3% CashBack on Amazon, Flipkart or PayZapp |
| Smartbuy | 5% on SmartBuy purchases |
| Upi | 1% CashBack on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders) |
Redemption options
Wallet transfer:₹1 per point(minimum 1,000 points)
Cashback categories
5% CashBack on choice of any two packs (Dining & Entertainment, Travel, Grocery, Electronics, Fashion), 3% CashBack on choice of Amazon/Flipkart/PayZapp, 1% CashBack on UPI Spends (RuPay only), 1% on all transactions, 5% on SmartBuy
- • PIXEL CashPoints are valid for 2 years from the date of accumulation.
- • Minimum redemption: 1000 points
- • Redemption fee: ₹99
Fees & charges
- Joining fee
- The HDFC Bank PIXEL Play Credit Card is lifetime free with no joining or renewal fees
- Annual / renewal fee
- Lifetime free
- Annual fee waiver
- Get a joining fee waiver by spending ₹20,000 within 90 days of issuance. Spend ₹1 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year.
- Interest rate
- Access Revolving Credit at a nominal interest rate on your PIXEL Play Credit Card.
- Interest-free period
- 50 days
- Cash advance fee
- Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
- Overlimit fee
- 2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
- Payment dishonour
- 2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
- Forex markup
- 3.5% on all foreign currency transactions
- DCC markup
- 3.50%
- Reward redemption
- ₹99 per redemption
- Fuel surcharge
- 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Late payment
| Outstanding amount | Late fee |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹500 |
| ₹1,001 – ₹5,000 | ₹600 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹900 |
| ₹25,001 – ₹50,000 | ₹1,100 |
| Above ₹50,001 | ₹1,300 |
Eligibility
- Income (salaried)
- Income (Monthly) - ₹25,000 for Salaried. Annual ITR > ₹6,00,000 for Self-Employed
- Income (self-employed)
- ₹6L/year
- Age
- 21–60 years
Employment types
SalariedSelf-Employed
Required documents
- Identity Proof: Passport, Aadhaar card, Voter ID, Driving licence, PAN card, Passport size photographs
- Address Proof: Utility bills (electricity, water, gas, or telephone), Rental agreement, Passport, Aadhaar card, Voter ID
Features
✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage
Additional features
- Build Your Own Card: Choose Billing Date, Choose Merchant Partners, Choose card colour
- Digitally manage your PIXEL Play Credit Card from PayZapp: Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hotlisting, Help Center, Notifications
- Swipe to Pay: E-commerce transactions without OTP
- Tap & Pay: Contactless payments at retail outlets
- Scan and Pay: UPI QR code payments (RuPay variant)
- FD-backed option available: Get up to 90% of FD value as Credit Limit, No credit score or income proof needed
- FIFA World Cup 2026™ themed card design available
Card management via PayZapp.
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No longer offered
HDFC Bank is no longer accepting applications for this card.
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