MakeMyTrip ICICI Bank Signature Credit Card

Travel rewards without the annual fee burden

Rewards1.25%Assumes 1 My Cash = ₹1, redeemable on the MakeMyTrip platform against bookings; per issuer T&C 'For the purposes of the MakeMyTrip ICICI Bank Credit Cards Programme, My Cash = Rs 1'

Forex markup3.5%3.5%

No longer offered

ICICI Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Not open to new applicants · kept here for reference

Independent comparison platform. Not affiliated with ICICI Bank. Full disclaimer

Welcome benefits

worth ₹2,500

MMTBLACK Platinum Tier Membership and MakeMyTrip Holiday Voucher up to ₹2,500

Type: Voucher
Partner: MakeMyTrip

Rewards

Base earn rate

Earn 1.25 MyCash on every ₹100 spend on Domestic transactions

MyCash

Category	Rate	Cap
Hotel Bookings	4 MyCash/₹100	—
Flight Bookings	2 MyCash/₹100	—

• Redemption fee: ₹99

Milestone benefits

Get 1,100 myCash on spend of ₹2.5 lakh and 4,000 myCash on spend of ₹5 lakh

Lounge access

Domestic

8visits / year

Requires ₹75,000 prior spend

DreamFolks lounge programme →

International

Priority Pass

1complimentary visits

DreamFolks lounge programme →

Railway lounge access — Included

Get 1 complimentary Railway Lounge Access quarterly. Upgrade your travel experience with complimentary access to railway lounges with your MakeMyTrip ICICI Bank Signature Credit Card. Get 1 complimentary access to select railway lounges in India every quarter. Simply present MakeMyTrip ICICI Bank Signature Credit Card to enjoy the privileges. The access to railway lounges will be applicable only for primary cardholders.

Fees & charges

Joining fee: ₹2,500 + GST
Annual / renewal fee: Nil
Add-on card fee: ₹199
Interest rate: Pay 3.75% interest per month
Interest-free period: 48 days
Cash advance fee: 2.5% of amount, min ₹500
Overlimit fee: 2.5%, min ₹550
Payment dishonour: ₹500
Forex markup: 3.5%
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

View official MITC →

Insurance covers

Fraud liability

Cardholders are protected against fraudulent transactions with Counterfeit Card Liability, ensuring coverage against unauthorised usage. Additionally, the Card provides an Account Takeover Cover, which safeguards you in case your personal information is accessed or misused by a third party without your consent.

Eligibility

Income (salaried): A salaried individual with a monthly income of ₹75,000. Self-employed with a monthly income of at least ₹75,000
Income (self-employed): ₹9L/year
Age: 21+ years

Employment types

SalariedSelf-Employed

Required documents