What is the Rewards program on the IndusInd Bank ePay American Express® Credit Card?

The Rewards program is a unique transaction based program specially designed to cater to your lifestyle needs. You will earn Reward Points when you use the ePay Credit Card. The value of each Reward Point is ₹ 0.35 when you redeem them against the outstanding in your card account.

What is the maximum number of Reward Points I can earn in a month?

There is a cap up to the credit limit on the Reward Points that a cardholder can earn in the statement cycle. Your points earning depends on your spends. So, go ahead and spend more on your ePay Credit Card and earn Reward Points which you can redeem against various exciting options.

How can I enroll in the Zomato Gold Membership?

Download the Zomato App >> Go to your profile >> Go to Zomato Gold >> Click on "Apply coupon code" >> Enter code received through email/ SMS and click on "Apply" >> Click on "Join Gold Now"

What is the validity of the Zomato Gold Membership and the coupon code received?

• This membership will be provided as a onetime benefit only during the first year of the card membership • The activation codes are valid for a period of 30 days from the date of communication and the membership validity is 3 months from the date of activation of the code • The membership will not be extended /renewed under any circumstances

Where can I write for my queries?

Please feel free to reach out to us as priority.care @indusind.com

Credit Cards

Entry-LevelAmerican Express

IndusInd Bank ePay American Express Credit Card

Digital spender's AmEx—5% cashback, lifetime free, instant rewards

Annual feeLifetime Free

Rewards5%Cashback

Forex markup3.5%

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Welcome benefits

3 Months Zomato Gold Membership

Type: Membership
Trigger: Card Issuance
Partner: Zomato
Validity: 90 days

Rewards

Base earn rate

Unique transaction based Rewards Program. 1st to 4th transaction in a statement cycle- Earn 4 Reward Points on each transaction. 5th to 10th transaction in a statement cycle- Earn 8 Reward Points on each transaction. Beyond the 10th transaction in a statement cycle- Earn 10 Reward Points on each transaction. Minimum transaction value- ₹500

IndusInd Bank Rewards

• Redemption fee: ₹100

Milestone benefits

Spend Rs 2 lakhs in an anniversary year and get Time Prime Membership worth Rs 1199/-. 2X Reward Points on all spends in 12th month on being active for previous 11 months in the anniversary year.

Lounge access

Domestic

0visits / year

International

Not included

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: Lifetime free
Interest rate: 3.95% per month (47.4% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹300
Overlimit fee: 2.5%, min ₹500
Payment dishonour: ₹250
Forex markup: 3.50%
DCC markup: 1%
Reward redemption: ₹100 per redemption

View official MITC →

Insurance covers

Fraud liability

Our main aim is to make cashless transactions safe and secure for all our customers. Hence, we have introduced 'Total Protect' - a first-of-its-kind programme that covers you for an amount equal to the credit limit on your card. Total Protect covers you for the following: Counterfeit fraud: There is a possibility of your card or card details to be stolen and misused to produce counterfeit cards. We offer you insurance to protect you against such incidents.