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IndusInd Pinnacle Credit Card

Annual feeSee fee details

Rewards₹ 100 spent = 2.5 reward points on E-commerce transactions

Forex markup3.5%

Apply Now Check Eligibility →

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Welcome benefits

Choice of welcome gifts including Montblanc products, Postcard Hotel voucher, Vouchagram vouchers, or Vouchagram Premium vouchers

Type: Multiple Options

Rewards

Base earn rate

₹ 100 spent = 2.5 reward points on E-commerce transactions

IndusMoments

Excludes: Fuel

Category	Rate	Cap
E-Commerce	—	—
E-Commerce Travel And Airline	—	—
Pos Moto Ivr Si	—	—

Redemption value

IndusMoments: —Pay with Rewards: —Airline Miles on Krisflyer: —Maharaja Points for Maharaja Club: —Cash credit: —

• Redemption fee: ₹100

Lounge access

Domestic

4visits / year

Max 1 per quarter

IndusInd Bank Airport Lounge Access Program lounge programme →

International

Priority Pass

1complimentary visits

Membership value USD 99

Priority Pass lounge programme →

Fees & charges

Joining fee: ₹15,000
Interest rate: 3.83% per month (46% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹300
Overlimit fee: 2.5%, min ₹500
Payment dishonour: ₹250
Forex markup: 3.50%
DCC markup: 1%
Reward redemption: ₹100 per redemption
Fuel surcharge: 1% waiver

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

View official MITC →

Insurance covers

Fraud liability

Total Protect covers you for the following: Unauthorised transactions in case of loss/theft of card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your card. Counterfeit fraud: There is a possibility of your card or card details to be stolen and misused to produce counterfeit cards. We offer you insurance to protect you against such incidents.

Baggage loss

₹1L

Eligibility

Income (salaried): For salaried individuals: ₹ 10 lakh per annum. For self-employed: ₹ 12 lakh per annum
Income (self-employed): ₹12L/year

Employment types

SalariedSelf-Employed

Required documents

Pan card (mandatory)
Aadhaar card (mandatory)
Photograph (mandatory)
Address proof (if different from Aadhaar): voter's ID, driving license, passport
Last 3 month's bank statement (salaried)
Last 3 month's salary slip or other bank's credit card details (salaried)
Latest copy of ITR or other bank's credit card details (self-employed)