Can I use my IndusInd Bank Jio-bp Mobility+ Credit Card for online purchases from international merchants?

Yes, you can use the IndusInd Bank Jio-bp Mobility+ Credit Card for international transactions. However, note that it comes with 3.5% Forex Mark-up. Hence, it is advisable to use it cautiously.

Is there any joining fee and annual fee for IndusInd Bank Jio-bp Mobility+ Credit Card?

Yes, there is joining fees of INR 499 + GST in case customer does not spend INR 10,000 from 90 days of Credit Card setup.

Which are the participating Jio-bp outlets eligible for accelerated smiles?

Given is the list of participating outlets, click here for details.

Are there any rewards for non-UPI transactions on IndusInd Bank Jio-bp Mobility+ Credit Card?

Yes, even for non-UPI transactions the smiles structure remains the same. *Fuel on Non Jio-bp Fuel Stations/ Insurance/ Government/ Utility/ Rent will not earn any reward points

What are the benefits of IndusInd Bank Jio-bp Mobility+ Credit Card?

This card offers more savings with every spend, giving accelerated reward points on Jio-bp ecosystem. Also additional reward points on dining, supermarket and grocery.

Credit Cards

FuelEntryVisa✦ Reliance BP Mobility Ltd (Jio-bp)

IndusInd Bank Jio-bp Mobility+ Credit Card

Fuel rewards without the annual fee burden

Annual fee₹0

Rewards2.00%2 Smile per ₹100

Forex markup3.5%it comes with 3.5% Forex Mark-up

Apply Now Check Eligibility →

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Welcome benefits

worth ₹200

400 Bonus Smiles on first fuel transaction at Jio-bp + ₹200 wildbean cafe coupon

Type: Smiles And Voucher
Trigger: within 30 days
Partner: Jio-bp and wildbean cafe
Validity: 30 days

Rewards

Base earn rate

All other spends earn 2 Smiles per ₹100 Spent

Smiles

Excludes: Fuel At Non-Jio-Bp Fuel Stations, Insurance, Government, Utility, Rent

Category	Rate	Cap
Jio-Bp Spends (Petrol, Diesel, Castrol Lubes, Wildbean Cafe And Jio-Bp Convenience Store)	—	—
Dining, Supermarket & Grocery	—	—

Milestone benefits

Earn 200 Bonus Smiles on spending INR 4000 on Jio-bp every month. Earn 4000 Bonus Smiles on spending Rs. 2 lacs or more in a card anniversary year. A. Monthly Milestone – Earn 200 Smiles on spends of INR 4000 or more on Jio-bp ecosystem in a statement cycle. B. Annual milestone 1 - Earn 2000 Smiles on spends of INR 100000 in a card anniversary year C. Annual milestone 2 - Earn 2000 Smiles on spends of next INR 100000 in a card anniversary year

Fees & charges

Joining fee: ₹499 + GST
Annual / renewal fee: ₹0
Annual fee waiver: Yes, there is joining fees of ₹499 + GST in case customer does not spend ₹10,000 from 90 days of Credit Card setup.
Interest rate: 3.95% per month (47.4% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹300
Overlimit fee: 2.5%, min ₹500
Payment dishonour: ₹250
Forex markup: it comes with 3.5% Forex Mark-up
DCC markup: 1%
Reward redemption: ₹0 per redemption
Fuel surcharge: 1% waiver

View official MITC →

Eligibility

To apply for the IndusInd Bank Jio-bp Mobility+ Credit Card, you can visit the IndusInd Bank website or click the 'Apply Now' button. You can complete the application process online. Simply provide your details, choose a card offer, accept the card terms and do a quick VKYC and you are done.

Features

✓ UPI linkage✓ International usage

Additional features

Roadside Assistance - 24 X 7 toll-free helpline 18005713981, Roadside repair, Vehicle towing, Emergency assistance (available in Delhi, Mumbai, Kolkata, Pune, Chennai, and Bangalore)
UPI Linkage - Link IndusInd Bank Jio-bp Mobility+ Credit Card on UPI apps (BHIM, PhonePe, Paytm, Google Pay)

No rewards on

Fuel At Non-Jio-Bp Fuel Stations · Insurance · Government · Utility · Rent

Is this card worth it for you?

Your monthly spend

₹10,000₹5,00,000

Jio bp spends — 3% back

0% of spend100% of spend

Dining supermarket grocery — 1.25% back

0% of spend100% of spend

Remaining 65% of spend earns the 0.5% base rate.

Rewards / year

₹3,600

≈ 0.60% effective

Annual fee

₹0 (waived)

waived at ₹10,000/yr spend

Net steady-state return

+₹3,600/year

Strong fit at this spend

At ₹50,000/month, rewards outrun the fee by ₹3,600 a year.

Apply Now Check Eligibility →

One-time joining fee (year 1 only): ₹499

One-time welcome benefit: ~₹300 — 400 bonus Smiles (=INR 100 at 0.25/Smile) after 1st fuel/EV transaction within 30 days of card setup + wildbean cafe coupon worth INR 200 on first transaction. Total INR 300.

Based on published rates as of 2026-08-07; assumes 1 Smile = INR 0.25 per Jio-bp 4ever Loyalty Program (issuer-partner Reliance BP Mobility), redeemable at Jio-bp fuel stations, wildbean cafe and EV charging; no ceiling stated first-hand.. Rewards estimates, not guarantees.