LifestyleSuper-premiumVisa

Kotak Solitaire Credit Card

Exclusive Air Miles card for international travelers

Annual fee₹25,000First-year waiver

RewardsEarn 3 Air Miles for every ₹100 spent on other purchases

Forex markup0%Zero Forex Mark-up on all international spends

Explore Kotak Mahindra Bank Cards →

Issued by invitation or through your Kotak Mahindra Bank relationship manager — not open to direct application.

Issued by invitation · not open to direct application

Independent comparison platform. Not affiliated with Kotak Mahindra Bank. Full disclaimer

Rewards

Base earn rate

Earn 3 Air Miles for every ₹100 spent on other purchases

Kotak Air Miles

Excludes: Rent, Wallet, Fuel, Utility & Telecom, Insurance, Education, Government (Except Tax Payments), Digital Gaming, International Spends, EMI, Cash Advance

Category	Rate	Cap
Travel Bookings Via Kotak Unbox	10 Air Mile/₹100	—
Voucher Purchase Via Kotak Unbox	10 Air Mile/₹100	—

Redemption value

travel_bookings: ₹1.00/ptvouchers: ₹0.50/ptpartner_miles_transfer: —

• Air Miles expire after 3 years from the date of credit
• Minimum redemption: 500 points

Milestone benefits

Threshold —→ 20% bonus Air Miles on partner transfer

Lounge access

Domestic

—visits / year

Domestic Lounge Network

DreamFolks lounge programme →

International

Priority Pass

—complimentary visits

Priority Pass lounge programme →

Fees & charges

Joining fee: No Joining or Annual fee for privileged members of the Kotak Solitaire Program
Annual / renewal fee: ₹25,000 + GST
Annual fee waiver: Waived off for Kotak Solitaire Program customers
Add-on card fee: Free
Interest rate: zero interest till payment due date for cash withdrawals
Interest-free period: 48 days
Cash advance fee: Just 1% cash withdrawal fee and zero interest till payment due date
Overlimit fee: 0%, min ₹0
Payment dishonour: ₹500
Forex markup: Zero Forex Mark-up on all international spends
DCC markup: 3.50%
Fuel surcharge: 1% waiver, on ₹400–₹7500 txns, max ₹400/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

View official MITC →

Eligibility

Age: 18+ years

Required documents

valid boarding pass
govt. ID proof

Features

✓ International usage✓ Concierge service

Additional features

Crafted in metal - An exquisitely metal built card that reflects elevated lifestyle
Concierge services: Travel and Experiences, Lifestyle, Relocation & Education
Private Shopping: Personal shopping at destinations like Bicester Village
Celebration Planning: Bespoke gifting and event arrangements
Real Estate & Relocation: Support for property search, moving, and settling-in
Education Advisory: Guidance on school and university admissions globally
Digital QR code available on the Priority Pass app

No rewards on

Utility/Telecom (4812, 4814, 4899, 4900) · Insurance (5960, 6300) · Education And Government (8211, 8220, 8241, 8244, 8249, 8299, 9211, 9222, 9223, 9399, 9402, 9405, 9950) Except Tax Payments 9311 · Rent (6513) · Fuel (5172, 5541, 5542, 5552, 5983) · Wallet Loading (6540) · Gaming & Gaming Digital (5816, 7994) · EMI · Cash Advance · International Transactions

Card management via Kotak Mobile Banking App.