How many lounge visits does the Salary Select card include?

Eight domestic (two per quarter) and two international lounge visits per year.

Which salary schemes are eligible?

The OPTIMA and IMPERIAL schemes, with gross monthly income above ₹75,000.

Punjab National BankRuPay

PNB Salary RuPay Select Credit Card

Banking RelationshipSelectRuPay

PNB Salary RuPay Select Credit Card

Lifetime-free salary card with wider lounge access

Annual feeLifetime Free

Rewards1.33%

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Rewards

Base earn rate

Two reward points for every ₹150 spent, with UPI merchant payments enabled.

Detailed reward breakdown not available from source

Lounge access

Domestic

8visits / year

International

2visits / year

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: Lifetime free
Annual fee waiver: Lifetime free while a salary account is maintained under the eligible PNB scheme.
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: 3.50% of the transaction value

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹75,000/month

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage

Additional features

Lifetime free with an eligible salary account
Eight domestic and two international lounge visits
Quarterly Myntra, grocery and ride vouchers
Swiggy One, music and OTT memberships

FAQs

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🔧 Useful tools

Punjab National BankRuPay

PNB Salary RuPay Select Credit Card

Banking RelationshipSelectRuPay

PNB Salary RuPay Select Credit Card

Lifetime-free salary card with wider lounge access

Annual feeLifetime Free

Rewards1.33%

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Rewards

Base earn rate

Two reward points for every ₹150 spent, with UPI merchant payments enabled.

Detailed reward breakdown not available from source

Lounge access

Domestic

8visits / year

International

2visits / year

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: Lifetime free
Annual fee waiver: Lifetime free while a salary account is maintained under the eligible PNB scheme.
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: 3.50% of the transaction value

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹75,000/month

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage

Additional features

Lifetime free with an eligible salary account
Eight domestic and two international lounge visits
Quarterly Myntra, grocery and ride vouchers
Swiggy One, music and OTT memberships

PNB Salary RuPay Select Credit Card

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Guides and tools

PNB Salary RuPay Select Credit Card

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