Aspire Banking Credit Card

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Detailed reward breakdown not available from source

Earn INR 1,500 cashback if you make eligible purchases of INR 3 lacs in a membership year. Earn additional INR 3,000 cashback if you make eligible purchases of INR 5 lacs in a membership year.

Joining fee

₹1,500

Annual / renewal fee

Lifetime free

Annual fee waiver

The annual membership fee is waived off for Aspire Banking customers.

Add-on card fee

₹200

Interest rate

3.99% per month (47.88% p.a.)

Interest-free period

50 days

Cash advance fee

2.5%, min ₹500

Overlimit fee

0%

Payment dishonour

₹500

Forex markup

3.50%

Reward redemption

₹0 per redemption

Fuel surcharge

1% waiver, max ₹3,000/cycle

This card is designed exclusively for Aspire Banking customers