Aspire Banking Credit Card

Annual feeSee fee details

Rewards—

Forex markup3.5%

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Issued by invitation or through your RBL Bank relationship manager — not open to direct application.

Issued by invitation · not open to direct application

Independent comparison platform. Not affiliated with RBL Bank. Full disclaimer

Rewards

Milestone benefits

Earn INR 1,500 cashback if you make eligible purchases of INR 3 lacs in a membership year. Earn additional INR 3,000 cashback if you make eligible purchases of INR 5 lacs in a membership year.

Lounge access

Domestic

4visits / year

Max 1 per quarter
Requires ₹35,000 prior spend

DreamFolks lounge programme →

International

Not included

Fees & charges

Joining fee: ₹1,500
Annual / renewal fee: ₹1,500
Annual fee waiver: The annual membership fee is waived off for Aspire Banking customers.
Add-on card fee: ₹200
Interest rate: 3.99% per month (47.88% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 0%
Payment dishonour: ₹500
Forex markup: 3.50%
Reward redemption: ₹0 per redemption
Fuel surcharge: 1% waiver, max ₹3,000/cycle

Late payment

12.5% of Total Outstanding Amount, ranges ₹5 – ₹1,300

Eligibility

This card is designed exclusively for Aspire Banking customers

Features

No rewards on

Fuel · Utilities · Insurance · Quasi-Cash · Railways · Real Estate/Rental · Education · Wallet/Service Providers · Government Services · Contracted Services · Cash · Miscellaneous · Bills2Pay · EMI Conversion Of Retail Transactions