Skip to content
OnePaisa — Smart Finance for India
Credit Cards
RewardsMidVisa

RBL Platinum Maxima Credit Card

Annual fee₹2,000
RewardsEarn 2 reward points for every INR 100 spent on other purchases
Forex markup3.5%
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with RBL Bank. Full disclaimer

Welcome benefits

8,000 bonus reward points

Type
Reward Points
Trigger
within 30 days

Rewards

Base earn rate

Earn 2 reward points for every ₹100 spent on other purchases

Excludes: Fuel, Utilities, Insurance, Quasi-Cash, Railways, Real Estate Rental, Education, Wallet Service Providers, Government Services, Contracted Services, Cash, Miscellaneous, Bills2pay, Emi Conversion

CategoryRateCap
Dining——
Grocery——
Entertainment——
International——
  • • Redemption fee: ₹99

Milestone benefits

Make purchases of INR 2.5 lakhs or more in a year from your Credit Card and get 10,000 reward points. Make purchases of INR 4 lakhs or more in a year from your credit card and enjoy additional 10,000 bonus reward points. Milestone benefit reward points will be credited to your account within 45 days from the date of crossing the corresponding milestone benefit. Purchases made on select categories will not be eligible for milestone benefits.

Lounge access

Domestic

4visits / year

  • Max 1 per quarter
  • Requires ₹35,000 prior spend
DreamFolks lounge programme →

International

Not included

Fees & charges

Joining fee
₹2,000 + GST
Annual / renewal fee
Annual membership fee of ₹2,000 + GST
Add-on card fee
₹200
Interest rate
3.99% per month (47.88% p.a.)
Interest-free period
50 days
Cash advance fee
2.5%, min ₹500
Overlimit fee
0%
Payment dishonour
₹500
Forex markup
3.50%
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, max ₹3,000/cycle

Late payment

12.5% of Total Outstanding Amount, ranges ₹5 – ₹1,300

Eligibility

Salaried: minimum ₹25,000/month income. Self-employed: ₹6,00,000/year ITR. Age 21–65. CIBIL 700+.

Features

✓ International usage

No rewards on

Fuel · Utilities · Insurance · Quasi-Cash · Railways · Real Estate Rental · Education · Wallet Service Providers · Government Services · Contracted Services · Cash · Miscellaneous · Bills2pay · Emi Conversion

🎯 Not sure this card is right for you?

Try our Card Finder — get personalized picks in 30 seconds.

Find My Card →
Browse all credit cards →