RBL Platinum Maxima Credit Card

• • Redemption fee: ₹99

Make purchases of INR 2.5 lakhs or more in a year from your Credit Card and get 10,000 reward points. Make purchases of INR 4 lakhs or more in a year from your credit card and enjoy additional 10,000 bonus reward points. Milestone benefit reward points will be credited to your account within 45 days from the date of crossing the corresponding milestone benefit. Purchases made on select categories will not be eligible for milestone benefits.

Joining fee

₹2,000 + GST

Annual / renewal fee

Annual membership fee of ₹2,000 + GST

Add-on card fee

₹200

Interest rate

3.99% per month (47.88% p.a.)

Interest-free period

50 days

Cash advance fee

2.5%, min ₹500

Overlimit fee

0%

Payment dishonour

₹500

Forex markup

3.50%

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, max ₹3,000/cycle

Salaried: minimum ₹25,000/month income. Self-employed: ₹6,00,000/year ITR. Age 21–65. CIBIL 700+.