Cookies Credit Card

Annual feeSee fee details

RewardsEarn 1 Reward Point for every INR 100 spent on eligible categories.

Forex markup3.5%

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with RBL Bank. Full disclaimer

Welcome benefits

worth ₹1,000

Welcome gift voucher of ₹1,000 from choice of Croma, Myntra, Amazon, Flipkart, and Shoppers Stop

Type: Voucher
Trigger: within 30 days
Partner: Croma, Myntra, Amazon, Flipkart, Shoppers Stop

Rewards

Base earn rate

Earn 1 Reward Point for every ₹100 spent on eligible categories.

Excludes: Fuel & Auto (0032,2541,4001,5542,5541,5172), Utilities (4900), Insurance (6300,6310), Quasi-Cash (6050,6051,4829), Railways (0066, 4011, 4112), Real Estate/Rental (6513), Education (8220,8244, 8249, 8211, 8241, 8299), Wallet/Service Providers (6540), Government Services (9400, 1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399, 9211, 9402, 9401, 9311, 9223), Contracted Services (1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780), Miscellaneous (5960), Cash (6011, 6010), EMI (Split-N-Pay & EMI Done During Making Transaction), Bills2Pay

• Redemption fee: ₹99

Milestone benefits

Unlock vouchers worth INR 1,000 & INR 5,000 on spending INR 2 lacs and 5 lacs respectively in a membership year. Vouchers from popular brands like Amazon, Flipkart, Myntra, Croma and Shoppers Stop await You choose voucher/a, we deliver. Your voucher/s will be delivered within 45 days from meeting the eligible spends criteria.

Lounge access

Domestic

0visits / year

International

Not included

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: ₹100+ GST per month (monthly membership fee)
Annual fee waiver: If you spend ₹5,000 or more in a calendar month on eligible categories, we waive your subsequent month's membership fee of ₹100+ GST.
Add-on card fee: ₹200
Interest rate: 3.99% per month (47.88% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 0%
Payment dishonour: ₹500
Forex markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹10000–₹4000 txns, max ₹3,000/cycle

Late payment

12.5% of Total Outstanding Amount, ranges ₹5 – ₹1,300

Features

No rewards on

Fuel & Auto (0032,2541,4001,5542,5541,5172) · Utilities (4900) · Insurance (6300,6310) · Quasi-Cash (6050,6051,4829) · Railways (0066, 4011, 4112) · Real Estate/Rental (6513) · Education (8220,8244, 8249, 8211, 8241, 8299) · Wallet/Service Providers (6540) · Government Services (9400, 1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399, 9211, 9402, 9401, 9311, 9223) · Contracted Services (1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780) · Miscellaneous (5960) · Cash (6011, 6010) · EMI (Split-N-Pay & EMI Done During Making Transaction) · Bills2Pay

Card management via RBL MyCard App.