PNB Visa Platinum Credit Card

Detailed reward breakdown not available from source

Joining fee

₹0 (Free)

Annual / renewal fee

₹500

Annual fee waiver

Annual fee waived when preceding-year usage exceeds the credit limit and there is at least one retail transaction each quarter, with an account that has stayed regular.

Add-on card fee

₹500

Interest rate

2.95% per month

Overlimit fee

2.5%

Forex markup

3.50% of the transaction value

Open to resident individuals who meet the bank’s income and credit assessment. Add-on cards available for family members above 18.

• What rewards does the Platinum card earn?
• Is there a concierge service?