VISA
Punjab National BankPNB Visa Classic Credit Card
JoiningFREE
AnnualFREE
RewardOne reward point for every ₹100 spent on retail purchases.
Credit
Apply Now
🔒 Secure & Free
LifestyleMidVisa
PNB Visa Platinum Credit Card
Visa Platinum with 24x7 concierge
Annual fee₹500
RewardsTwo reward points for every ₹150 spent on retail purchases.
Forex markup3.5%3.50% of the transaction value
Secure · Free · No spam calls
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Rewards
Base earn rate
Two reward points for every ₹150 spent on retail purchases.
Fees & charges
- Joining fee
- ₹0 (Free)
- Annual / renewal fee
- ₹500
- Annual fee waiver
- Annual fee waived when preceding-year usage exceeds the credit limit and there is at least one retail transaction each quarter, with an account that has stayed regular.
- Add-on card fee
- ₹500
- Interest rate
- 2.95% per month
- Overlimit fee
- 2.5%
- Forex markup
- 3.50% of the transaction value
Late payment
| Outstanding amount | Late fee |
|---|---|
| ₹0 – ₹1,000 | ₹0 |
| ₹1,001 – ₹5,000 | ₹500 |
| ₹5,001 – ₹10,000 | ₹600 |
| Above ₹10,001 | ₹750 |
Eligibility
NRI eligible: No
Open to resident individuals who meet the bank’s income and credit assessment. Add-on cards available for family members above 18.
Features
✓ Contactless✓ Chip & PIN✓ International usage
Additional features
- 24x7 global concierge desk
- Travel, hotel and lifestyle booking assistance
- Year-end account summary statement
- Priority customer care
FAQs
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