What income is needed for the PNB Visa Signature Credit Card?

A minimum gross annual income of ₹7.5 lakh.

How is the annual fee waived?

The annual fee is waived when your spends reach ₹3,00,000 in the preceding year.

Credit Cards

Super-PremiumPremiumVisa

PNB Visa Signature Credit Card

Super-premium Visa Signature for HNI customers

Annual fee₹2,000Waived on ₹3.0L spend

Rewards—

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Punjab National Bank. Full disclaimer

Rewards

Base earn rate

—

Fees & charges

Joining fee: ₹1,500
Annual / renewal fee: ₹2,000
Annual fee waiver: Annual fee waived when annual spends reach ₹3,00,000 in the preceding year.
Add-on card fee: ₹500
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: 3.50% of the transaction value

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹7.5L/year
Age: 21–65 years

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

BookMyShow movie-ticket discount
Complimentary domestic lounge access
24x7 concierge for flights and hotels
Rotating merchant offers

FAQs

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🔧 Useful tools

Credit Cards

Super-PremiumPremiumVisa

PNB Visa Signature Credit Card

Super-premium Visa Signature for HNI customers

Annual fee₹2,000Waived on ₹3.0L spend

Rewards—

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Punjab National Bank. Full disclaimer

Rewards

Base earn rate

—

Fees & charges

Joining fee: ₹1,500
Annual / renewal fee: ₹2,000
Annual fee waiver: Annual fee waived when annual spends reach ₹3,00,000 in the preceding year.
Add-on card fee: ₹500
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: 3.50% of the transaction value

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹7.5L/year
Age: 21–65 years

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

BookMyShow movie-ticket discount
Complimentary domestic lounge access
24x7 concierge for flights and hotels
Rotating merchant offers

PNB Visa Signature Credit Card

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Guides and tools

PNB Visa Signature Credit Card

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Guides and tools