What income is needed for the PNB Visa Signature Credit Card?

A minimum gross annual income of ₹7.5 lakh.

How is the annual fee waived?

The annual fee is waived when your spends reach ₹3,00,000 in the preceding year.

Super-PremiumSignatureVisa

PNB Visa Signature Credit Card

Super-premium Visa Signature for HNI customers

Annual fee₹2,000Waived on ₹3.0L spend

Rewards—

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Rewards

Base earn rate

—

Detailed reward breakdown not available from source

Fees & charges

Joining fee: ₹1,500
Annual / renewal fee: ₹2,000
Annual fee waiver: Annual fee waived when annual spends reach ₹3,00,000 in the preceding year.
Add-on card fee: ₹500
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: 3.50% of the transaction value

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹7.5L/year
Age: 21–65 years

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

BookMyShow movie-ticket discount
Complimentary domestic lounge access
24x7 concierge for flights and hotels
Rotating merchant offers

FAQs

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Super-PremiumSignatureVisa

PNB Visa Signature Credit Card

Super-premium Visa Signature for HNI customers

Annual fee₹2,000Waived on ₹3.0L spend

Rewards—

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Rewards

Base earn rate

—

Detailed reward breakdown not available from source

Fees & charges

Joining fee: ₹1,500
Annual / renewal fee: ₹2,000
Annual fee waiver: Annual fee waived when annual spends reach ₹3,00,000 in the preceding year.
Add-on card fee: ₹500
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: 3.50% of the transaction value

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹7.5L/year
Age: 21–65 years

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

BookMyShow movie-ticket discount
Complimentary domestic lounge access
24x7 concierge for flights and hotels
Rotating merchant offers

PNB Visa Signature Credit Card

Explore related credit cards

Guides and tools

PNB Visa Signature Credit Card

Explore related credit cards

Guides and tools