VISA
Punjab National BankPNB Visa Classic Credit Card
JoiningFREE
AnnualFREE
Reward1%
Credit
Apply Now
🔒 Secure & Free
Super-PremiumPremiumVisa
PNB Visa Signature Credit Card
Super-premium Visa Signature for HNI customers
Annual fee₹2,000Waived on ₹3.0L spend
Rewards—
Forex markup3.5%3.50% of the transaction value
Secure · Free · No spam calls
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Fees & charges
- Joining fee
- ₹1,500
- Annual / renewal fee
- ₹2,000
- Annual fee waiver
- Annual fee waived when annual spends reach ₹3,00,000 in the preceding year.
- Add-on card fee
- ₹500
- Interest rate
- 2.95% per month
- Overlimit fee
- 2.5%
- Forex markup
- 3.50% of the transaction value
Late payment
| Outstanding amount | Late fee |
|---|---|
| ₹0 – ₹1,000 | ₹0 |
| ₹1,001 – ₹5,000 | ₹500 |
| ₹5,001 – ₹10,000 | ₹600 |
| Above ₹10,001 | ₹750 |
Eligibility
- Income (salaried)
- ₹7.5L/year
- Age
- 21–65 years
NRI eligible: No
Features
✓ Contactless✓ Chip & PIN✓ International usage
Additional features
- BookMyShow movie-ticket discount
- Complimentary domestic lounge access
- 24x7 concierge for flights and hotels
- Rotating merchant offers
FAQs
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