State Bank of India
SBI Home Loan
- Lowest processing fee in India
- Top-up available
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional

OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (1%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Salaried metro borrowers wanting tight rate band — Axis quotes 8.35–9.10% with rate review tied to repo movement.
⚠ Not ideal for
NRI applicants — Axis NRI home loan flow is slower than HDFC/ICICI.
For a ₹30 L loan over 20 yrs at 8.35% — your best-case scenario.
You repay ₹62,10,141 for ₹30,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Third-largest private bank. Home loans from 8.35%, personal 9.99–22%, new-car from 9.30%, education 7.45% (secured starting) – 13%, business 11.40% secured / 12.90% unsecured.
Visit Axis Bank websiteSee how Axis Bankcompares on rate, fees & eligibility.
State Bank of India
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Kotak Mahindra Bank
Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
HDFC Bank
Min salary: ₹25K · CIBIL: 750+ · Salaried · Self-employed · Professional
Bank of Baroda
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
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