OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (2%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Existing Axis salary-account customers under 24-hour need — pre-approved offers via Axis mobile app, lowest in-network rates.
⚠ Not ideal for
Salaried under ₹25K without an Axis relationship — falls below non-customer threshold.
For a ₹5 L loan over 3 yrs at 9.99% — your best-case scenario.
You repay ₹5,90,725 for ₹5,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Third-largest private bank. Home loans from 8.35%, personal 9.99–22%, new-car from 9.30%, education 7.45% (secured starting) – 13%, business 11.40% secured / 12.90% unsecured.
Visit Axis Bank websiteSee how Axis Bankcompares on rate, fees & eligibility.
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Secure your family
Term life insurance pays off your loans and supports your family if anything happens to you — premiums start from ₹5,000/year.
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