OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (0.5%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Salaried borrowers in metros with 800+ CIBIL — best-in-class iMobile-first digital flow and competitive 8.50% start rate.
⚠ Not ideal for
Tier-3/rural property buyers — ICICI panel valuation can be slow for non-metro projects.
For a ₹30 L loan over 20 yrs at 8.50% — your best-case scenario.
You repay ₹62,63,327 for ₹30,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Full-service private bank with iMobile-first digital lending. Home loans 8.50–10.05% floating, personal 10.85–16.65%, car from 8.50%, education repo+3.75% spread, gold 9.15–16.75%.
Visit ICICI Bank websiteSee how ICICI Bankcompares on rate, fees & eligibility.
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Min salary: ₹25K · CIBIL: 750+ · Salaried · Self-employed · Professional
Axis Bank
Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
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