OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (2%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
iMobile users with ICICI salary account — pre-approved 3-hour disbursal, particularly strong for amounts ₹5L–₹50L.
⚠ Not ideal for
Borrowers with under-750 CIBIL — ICICI rejects below threshold faster than HDFC/Axis.
For a ₹5 L loan over 3 yrs at 10.85% — your best-case scenario.
You repay ₹5,98,019 for ₹5,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. Prepayment penalty: 5% of the outstanding principal.
Full-service private bank with iMobile-first digital lending. Home loans 8.50–10.05% floating, personal 10.85–16.65%, car from 8.50%, education repo+3.75% spread, gold 9.15–16.75%.
Visit ICICI Bank websiteSee how ICICI Bankcompares on rate, fees & eligibility.
Axis Bank
Min salary: ₹15K · CIBIL: 750+ · Salaried · Self-employed · Professional
HDFC Bank
Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
IDFC FIRST Bank
Min salary: ₹20K · CIBIL: 700+ · Salaried · Self-employed · Professional
IndusInd Bank
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed
Secure your family
Term life insurance pays off your loans and supports your family if anything happens to you — premiums start from ₹5,000/year.
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