Learn Finance

200+ expert guides on credit cards, loans, insurance, and investing in India. Written by the OnePaisa editorial team.

Sort

Loans4 min
Car Loan for ₹25,000 Salary — Eligibility, EMI & Best Banks
A ₹25,000 monthly salary supports a ~₹4-5 lakh car loan in 2026. Full FOIR math, EMI tables, top 4 lenders, and how to maximise your sanction.
By Prasanth Agarwal · 26 April 2026
Read →
Loans4 min
Home Loan for ₹30,000 Salary — How Much Can You Borrow in 2026?
Home loan eligibility on a ₹30,000 monthly salary — typical sanction, FOIR cap, EMI math, top lenders, and 6 ways to push the approval amount higher.
By Prasanth Agarwal · 25 April 2026
Read →
Loans6 min
Complete Guide to Business Loans in India 2026
Complete 2026 guide to business loans in India — term loan, working capital, Mudra, CGTMSE scheme, best lenders, eligibility, and documents for MSMEs.
By Prasanth Agarwal · 20 April 2026
Read →
Credit Cards4 min
Axis Ace Credit Card Review 2026
Axis Ace credit card review 2026 — 2% flat cashback on everything, 4% on bill payments, fees, pros, cons, and whether it beats HDFC Millennia.
By Sandhya Rani Chowdary · 19 April 2026
Read →
Loans6 min
Gold Loan vs Personal Loan — Which is Better for You?
Gold loan vs personal loan in India 2026 — rate comparison, secured vs unsecured, disbursal speed, documents, and when to choose which for your bor…
By Prasanth Agarwal · 19 April 2026
Read →
Loans6 min
Loan Against Property vs Personal Loan — Complete Comparison
Loan against property (LAP) vs personal loan in India 2026 — rate, tenure, amount, processing time, and when to choose each. Complete side-by-side …
By Prasanth Agarwal · 19 April 2026
Read →
Credit Cards4 min
Best Credit Cards for Students in India 2026
The best credit cards for students in India 2026 — low / no income requirement, secured and unsecured options, build credit early. IDFC FIRST Class…
By Sandhya Rani Chowdary · 19 April 2026
Read →
Credit Cards4 min
Credit Card Annual Fee Waiver: How to Get It (2026)
How to get a credit card annual fee waiver in India 2026 — spend thresholds, calling banks, negotiation tips, and which Indian cards waive fees aut…
By Sandhya Rani Chowdary · 19 April 2026
Read →
Credit Cards6 min
10 Credit Card Mistakes to Avoid in India (2026 Guide)
The 10 most costly credit card mistakes Indian users make in 2026 — minimum-due trap, cash advances, multiple applications, and more. Avoid them all.
By Sandhya Rani Chowdary · 19 April 2026
Read →
Credit Cards5 min
Credit Cards for Self-Employed 2026 — ITR-Based Approval
The best credit cards for self-employed and freelancers in India 2026 — ITR-based approval, easy-documents options, and cards accepting variable in…
By Sandhya Rani Chowdary · 18 April 2026
Read →
Credit Cards4 min
How to Choose Your First Credit Card in India
A beginner-friendly guide to getting your first credit card in India. Eligibility, types of cards, common mistakes and the safest cards to start with.
By Sandhya Rani Chowdary · 18 April 2026
Read →
Credit Cards3 min
SBI SimplyCLICK vs HDFC Millennia: Detailed Comparison
SBI SimplyCLICK vs HDFC Millennia — a head-to-head comparison of India's two most popular mid-range credit cards. Fees, rewards, lounge access & ve…
By Sandhya Rani Chowdary · 18 April 2026
Read →

Popular topics

📧 Stay sharp on finance

One email a week. Actionable guides, new card reviews, and rate changes. Unsubscribe in one click.