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200+ expert guides on credit cards, loans, insurance, and investing in India. Written by the OnePaisa editorial team.

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Money Tips7 min
ELSS vs PPF vs FD — Which Tax-Saving Investment is Best in 2026?
Compare ELSS mutual funds vs PPF vs fixed deposits for tax saving under Section 80C. Returns, lock-in, risk, and tax efficiency compared.
By Sandeep Kulkarni · 5 May 2026
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Insurance6 min
Health Insurance for Family — Complete Guide to Family Floater Plans
Family floater health insurance explained — how it works, best plans, premium comparison for family of 4, and when to choose individual over floater.
By Sandeep Kulkarni · 5 May 2026
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Loans4 min
What Is Processing Fee on Loans — and Can You Negotiate It?
Loan processing fees in India: what they cover, typical ranges by loan type, when they're negotiable, and 5 scripts that reliably get the fee waived.
By Prasanth Agarwal · 4 May 2026
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Mutual Funds7 min
Best SIP Plans for 2026 — Top 10 Mutual Funds for Monthly Investment
Best mutual funds for SIP in 2026 — top 10 equity, ELSS, and hybrid funds ranked by 3Y/5Y returns, consistency, and OnePaisa score.
By Sandeep Kulkarni · 4 May 2026
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Insurance6 min
Best Health Insurance Plans in India 2026 — Top 10 Compared
Compare India's best health insurance plans for 2026 — coverage, premium, CSR, network hospitals, and claim process compared side by side.
By Sandeep Kulkarni · 4 May 2026
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Money Tips4 min
RBI Floating Rate Rules — Why You Pay Zero Prepayment Penalty
RBI mandate explained: zero prepayment penalty on floating-rate individual loans. What it covers, what it doesn't, and how to use it to save lakhs.
By Prasanth Agarwal · 3 May 2026
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Money Tips4 min
How to Check Your CIBIL Score for Free in India — Step-by-Step (2026)
Check your CIBIL score for free — official method, 6 free aggregator routes, what counts as a soft vs hard inquiry, and how to dispute errors.
By Prasanth Agarwal · 2 May 2026
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Loans4 min
Bajaj Finance vs HDFC Personal Loan — Which is Cheaper in 2026?
Bajaj Finance vs HDFC Bank personal loan in 2026 — rate band, processing fees, eligibility, disbursal time, and total cost on a ₹5L / 3-year scenario.
By Prasanth Agarwal · 1 May 2026
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Loans4 min
SBI Home Loan vs HDFC Home Loan — Rate, Fees & Total Cost in 2026
SBI vs HDFC home loan in 2026 — interest rate gap, processing fees, disbursal speed, prepayment, and total cost on a ₹50L / 20-year scenario.
By Prasanth Agarwal · 30 April 2026
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Credit Cards3 min
Axis Ace vs HDFC Millennia — Best Everyday Cashback Card in India
Axis Ace vs HDFC Millennia in 2026 — flat 2% on everything vs 5% on 10 partner merchants. Real-spend math and verdict for everyday cashback hunters.
By Sandhya Rani Chowdary · 29 April 2026
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Credit Cards3 min
HDFC Regalia Gold vs SBI Card ELITE — Premium Card Showdown
HDFC Regalia Gold vs SBI Card ELITE in 2026 — fees, lounge access, milestones, forex, reward earn. Detailed verdict for travellers and lifestyle sp…
By Sandhya Rani Chowdary · 28 April 2026
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Credit Cards4 min
SBI SimplyCLICK vs Amazon Pay ICICI — Which Card Wins for Online Shopping?
Side-by-side: SBI SimplyCLICK vs Amazon Pay ICICI. Real-spend earn rates, fees, milestones, and our verdict for Amazon-heavy vs multi-platform shop…
By Sandhya Rani Chowdary · 27 April 2026
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