LifestyleMidVisa

Axis Bank Aura Credit Card

Everyday rewards for lifestyle spenders

Annual fee₹749Waived on ₹2.0L spend

RewardsEarn 2 edge points on spend of INR 200 spend with your credit card

Forex markup3.5%3.5% of the transaction value

No longer offered

Axis Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Not open to new applicants · kept here for reference

Independent comparison platform. Not affiliated with Axis Bank. Full disclaimer

Welcome benefits

worth ₹750

Decathlon & Amazon voucher worth ₹750

Type: Vouchers
Partner: Decathlon, Amazon

Rewards

Base earn rate

Earn 2 edge points on spend of ₹200 spend with your credit card

eDGE Loyalty Rewards

Category	Rate	Cap
Insurance	—	—

• Redemption fee: ₹99

Fees & charges

Joining fee: ₹749
Annual / renewal fee: 2nd year onwards: ₹749
Annual fee waiver: On ₹2.0L spend
Add-on card fee: Nil
Interest rate: 3.75% p.m. (45.00% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (Min. ₹500) of the cash amount
Overlimit fee: 2.5% of the over limit amount (Min ₹500)
Payment dishonour: ₹500
Forex markup: 3.5% of the transaction value
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹250/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹500	₹0
₹501 – ₹5,000	₹500
₹5,001 – ₹10,000	₹750
Above ₹10,001	₹1,200

View official MITC →

Eligibility

Age: 18–70 years

Features

✓ Chip & PIN✓ International usage

Additional features

Free Doctor Consultation: Enjoy 4 video doctor consultations free per month via Practo. Login https://axisbankaura.poshvine.com to avail the benefit
Free Fitness sessions: Enjoy 4 interactive video fitness sessions free per month via Fitternity. Get access to 16 recorded sessions per month. Login https://axisbankaura.poshvine.com to avail the benefit
Discount on health checkup: Get annual discount upto ₹500 on health checkup. Login https://axisbankaura.poshvine.com to avail the benefit
Get min 30% discount on nutritional/diet consultation from renowned nutritionists
Get min 30% discount on nutritional foods
Wednesday Delight: Beat the mid-week blues with exciting offers every Wednesday. Instant savings of up to 15% on flights & hotels via Goibibo and Makemytrip. 10% off on orders via Swiggy and Amazon Fresh. 10% off upto Rs. 1000 on Tira