What is the annual fee for Axis Bank Aura Credit Card?

The annual fee is ₹749, with a joining fee of ₹749. You can get the annual fee waived if you spend ₹2 lakh or more in a calendar year.

How to apply for Axis Bank Aura Credit Card?

You can apply online through Axis Bank's website or through OnePaisa. Ensure you meet the eligibility criteria and have the required documents ready for faster processing.

What rewards does Axis Bank Aura Credit Card offer?

The card earns 1 EDGE Loyalty Point per rupee spent on all purchases. You also get ₹750 in welcome vouchers split between Decathlon and Amazon, redeemable immediately after card approval.

What are the eligibility criteria for Axis Bank Aura Credit Card?

Eligibility criteria are not specified in the card details provided. Visit Axis Bank's official website or contact their customer service for current income, age, and credit score requirements.

Does Axis Bank Aura Credit Card offer airport lounge access?

Airport lounge access is not mentioned for this card. Check Axis Bank's official documentation or call their support team to confirm if any lounge benefits are included.

Is Axis Bank Aura Credit Card worth it?

The card makes sense if you spend regularly on lifestyle purchases and can cross ₹2 lakh annually to waive the fee. The 1% reward rate and ₹750 welcome benefit offer decent value for everyday spenders, though the 3.5% forex markup is standard.

Credit Cards

LifestyleMidVisa

Axis Bank Aura Credit Card

Everyday rewards for lifestyle spenders

Annual fee₹749Waived on ₹2.0L spend

Rewards0.50%1 EDGE Point per ₹200

Forex markup3.5%3.5% of the transaction value

No longer offered

Axis Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Not open to new applicants · kept here for reference

Independent comparison platform. Not affiliated with Axis Bank. Full disclaimer

Welcome benefits

worth ₹750

Decathlon & Amazon voucher worth ₹750

Type: Vouchers
Partner: Decathlon, Amazon

Rewards

Base earn rate

Earn 2 edge points on spend of ₹200 spend with your credit card

eDGE Loyalty Rewards

Category	Rate	Cap
Insurance	—	—

• Redemption fee: ₹99

Fees & charges

Joining fee: ₹749
Annual / renewal fee: 2nd year onwards: ₹749
Annual fee waiver: On ₹2.0L spend
Add-on card fee: Nil
Interest rate: 3.75% p.m. (45.00% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (Min. ₹500) of the cash amount
Overlimit fee: 2.5% of the over limit amount (Min ₹500)
Payment dishonour: ₹500
Forex markup: 3.5% of the transaction value
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹250/cycle

Late payment

Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 The current late payment fee structure continues to apply. An additional ₹100 charge will be levied if the 'Minimum Amount Due (MAD) is not paid for two consecutive cycles and will apply until the MAD is cleared

View official MITC →

Eligibility

Age: 18–70 years

Features

✓ Chip & PIN✓ International usage

Additional features

Free Doctor Consultation: Enjoy 4 video doctor consultations free per month via Practo. Login https://axisbankaura.poshvine.com to avail the benefit
Free Fitness sessions: Enjoy 4 interactive video fitness sessions free per month via Fitternity. Get access to 16 recorded sessions per month. Login https://axisbankaura.poshvine.com to avail the benefit
Discount on health checkup: Get annual discount upto ₹500 on health checkup. Login https://axisbankaura.poshvine.com to avail the benefit
Get min 30% discount on nutritional/diet consultation from renowned nutritionists
Get min 30% discount on nutritional foods
Wednesday Delight: Beat the mid-week blues with exciting offers every Wednesday. Instant savings of up to 15% on flights & hotels via Goibibo and Makemytrip. 10% off on orders via Swiggy and Amazon Fresh. 10% off upto Rs. 1000 on Tira