PRIDE SIGNATURE Credit Card

• • Redemption fee: ₹99

Joining fee

Nil

Annual / renewal fee

1st Year: Nil 2nd Year onwards: ₹500 (Waived on spends of ₹40,000 in the preceding year) Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver

Annual fee waiver

Waived on spends of ₹40,000 in the preceding year. Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver

Add-on card fee

Nil

Interest rate

3.75% p.m. (45.00% p.a.)

Interest-free period

50 days

Cash advance fee

2.5% (Min. ₹500) of the cash amount

Overlimit fee

2.5% of the over limit amount (Min ₹500)

Payment dishonour

₹500

Forex markup

3.50% of the transaction value

DCC markup

1.50%

Rent payment fee

1% (w.e.f. Jul 2025)

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Age

18–70 years

Card management via Axis Bank Mobile App.

• What is the annual fee for PRIDE SIGNATURE Credit Card?
• How to apply for PRIDE SIGNATURE Credit Card?
• What rewards does PRIDE SIGNATURE Credit Card offer?
• What are the eligibility criteria for PRIDE SIGNATURE Credit Card?
• Does PRIDE SIGNATURE Credit Card offer airport lounge access?
• Is PRIDE SIGNATURE Credit Card worth it?