DefenceVisa

BOBCARD VIKRAM

Armed forces card with lifetime free status

Annual feeLifetime Free

Rewards1 reward point for every ₹100 spent on any other category*.

Forex markup3%

Secure · Free · No spam calls

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Welcome benefits

Complimentary 3 Months JioHotstar subscription + 500 Reward Points

Base earn rate

1 reward point for every ₹100 spent on any other category*.

Excludes: Fuel

Category	Rate	Cap
Movies	5 Reward Point/₹100	5X Reward Points are subject to maximum of 1,000 Reward Points per month
Departmental Stores	5 Reward Point/₹100	5X Reward Points are subject to maximum of 1,000 Reward Points per month

Joining fee: Lifetime Free. No joining fee and no annual fees.
Annual / renewal fee: Lifetime free
Add-on card fee: Get up to 3-lifetime free add-on cards for your spouse, parents, siblings, or kids (above age 18).
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 2.5%, min ₹600
Payment dishonour: ₹500
Forex markup: 3%
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Duplicate statement: ₹25

Air accident

₹20L

Get free personal accidental death cover to ensure the financial protection of your family (Air / non-air: ₹20,00,000).

Fraud liability

Report loss of card immediately to ensure zero liability on any fraudulent transactions.

Employment types

Salaried

Required documents

Recent Passport size photograph (with clear / white background & without dark / tinted glass)
PAN card (Mandatory)
Aadhaar card / Voter's ID card / passport / driving license ID card or Service Certificate or Salary Slip mentioning the rank of the official
ID card /Service Certificate or Latest Salary Slip mentioning the rank of the Official
Canteen Card (Only for Paramilitary Forces)
Appointment letter can be accepted as a proof of Designation

✓ Contactless✓ UPI linkage

Additional features

Your card is enabled with a wireless chip technology for secure & faster payments in contactless mode.
UPI transactions are eligible only for core Reward Points. UPI transactions do not qualify for bonus rewards.

No rewards on

Fuel · Select Mccs