Question 1

Who should use the Parakram Select Credit Card?

Accepted Answer

The ICICI Bank Parakram Select Credit Card is designed for Indian Defence and Paramilitary personnel.

Question 2

What are the benefits of the Parakram Select Credit Card?

Accepted Answer

The ICICI Bank Parakram Select Credit Card gives benefits like reward points on CSD purchases, complimentary golf access & airport lounge access, insurance benefits and fuel surcharge waiver, specially for Defence personnel.

Question 3

How to avail Complimentary International Airport lounge access?

Accepted Answer

Enjoy 2 complimentary accesses to international airport lounges with ICICI Bank Emeralde Metal Credit Card. Complimentary benefits are applicable only for the primary cardholder.

Question 4

What rewards can be earned on everyday purchases with the Parakram Select Credit Card?

Accepted Answer

Earn 2 ICICI Bank Reward Points for every ₹100 spent using the Card on certain categories of spends. Also earn 10 ICICI Bank Reward Points per ₹100 spent at grocery stores, department stores and CSDs, with maximum 1,000 reward points earned per month.

Question 5

Can I make an online purchase with the ICICI Bank Parakram Select Credit Card?

Accepted Answer

Yes. You can easily make online purchases across India and in select overseas stores using the ICICI Bank Parakram Select Credit Card.

Question 6

What are the lounge benefits that the Parakram Select Credit Card offers?

Accepted Answer

The ICICI Bank Parakram Select Credit Card gives 2 complimentary lounge accesses at international airports every year and 2 lounge accesses at domestic airports every quarter.

Question 7

What are the golf round benefits?

Accepted Answer

The ICICI Bank Parakram Select Credit Card offers a complimentary golf round every month on spends of ₹50,000 the previous month.

Question 8

What are the insurance benefits of the Parakram Select Credit Card?

Accepted Answer

The ICICI Bank Parakram Select Credit Card gives personal accident insurance cover of ₹2 lakh and Air Accident cover of ₹20 lakh to the Cardholder.

Question 9

What are the criteria for availing domestic lounge access?

Accepted Answer

To enjoy domestic lounge access, you must spend ₹75,000 or more on your Parakram Select Credit Card in a calendar quarter. This entitles you to avail the lounge access benefit in the following calendar quarter. The benefit is exclusively applicable to the primary Cardholder.

Question 10

What fraud protection benefits are available to Cardholders?

Accepted Answer

Cardholders are protected against fraudulent transactions with Counterfeit Card Liability, ensuring coverage against unauthorised usage. Additionally, the Card provides an Account Takeover Cover, which safeguards you in case your personal information is accessed or misused by a third party without your consent.

Question 11

What security features are provided by the chip and PIN?

Accepted Answer

The Credit Card comes with an embedded microchip that provides enhanced security against counterfeiting and duplication. For transactions at merchant outlets, customers must enter a Personal Identification Number (PIN) to complete the payment. However, this PIN is not required for online transactions.

Question 12

What is the fuel surcharge waiver offered to Cardholders?

Accepted Answer

Cardholders can avail of a 1% fuel surcharge waiver on all fuel transactions of up to ₹4,000 at any fuel outlet in India. This benefit applies to both the primary Cardholder and the Plus (supplementary) cardholder, helping them save on regular fuel expenses. The waiver is automatically applied when the eligible transaction is completed using the Credit Card.

Question 13

What are the golf privileges and eligibility criteria?

Accepted Answer

As a Parakram Select Credit Cardholder, you are eligible for a complimentary round or lesson of golf for every ₹50,000 spent on retail purchases in the previous calendar month. You can avail of a maximum of 1 complimentary rounds per month. The benefit can be booked through the Golftripz website. Simply visit www.teetimes.golftripz.com and create a Golftripz account using the same e-mail ID as registered against your ICICI Bank Credit Card. Benefits will be credited to your account by the 10th day of the following month, available for use in the next two months.

Category	Rate	Cap
Groceries	—	—
Department Stores	—	—
Canteen Stores Department (CSD)	—	—

Category	Rate	Cap
Groceries	—	—
Department Stores	—	—
Canteen Stores Department (CSD)	—	—

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