VISA
Bank of BarodaBOBCARD Scapia Credit Card
JoiningFREE
AnnualFREE
Reward5%
Apply Now
🔒 Secure & Free
LifestylePremiumVisa
BOBCARD ETERNA
Premium fitness rewards with zero lifetime fees
Annual fee₹2,499Waived on ₹2.5L spend
Rewards3.00%3 Reward Point per ₹100
Forex markup2%Save more with a Reduced Forex mark-up of 2% on International Spends.
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Welcome benefits
worth ₹48,000FITPASS Pro Membership
- Type
- Fitness Membership
- Trigger
- Card Issuance
- Partner
- FITPASS
- Validity
- 60 days
Rewards
Base earn rate
3 Reward Points for every ₹100 spent on other categories*.
Excludes: Fuel
| Category | Rate | Cap |
|---|---|---|
| Dining | 5X | — |
| Travel | 5X | — |
| International | 5X | — |
| Online Shopping | 5X | — |
Milestone benefits
Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days & 20,000 bonus reward points on spending ₹5,00,000 in a year. Know more. Spend Rs 25000 in the first 60 days and get your joining fee waived off***.
Fees & charges
- Joining fee
- Just ₹2499 in Joining & Annual Fees
- Annual / renewal fee
- Just ₹2499 in Joining & Annual Fees
- Annual fee waiver
- Spend ₹2,50,000 in every card anniversary year and get your annual fee waived off***.
- Add-on card fee
- Get up to 3 lifetime free add-on cards for your spouse, parents, siblings, or kids (above age 18).
- Interest rate
- 3.75% per month (45% p.a.)
- Interest-free period
- 50 days
- Cash advance fee
- 2.5%, min ₹500
- Overlimit fee
- 2.5%, min ₹600
- Payment dishonour
- ₹500
- Forex markup
- Save more with a Reduced Forex mark-up of 2% on International Spends.
- Fuel surcharge
- 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
- Duplicate statement
- ₹25
Insurance covers
Air accident
₹100L
Get free Personal Accidental Death Cover to ensure financial protection of your family (Air: ₹1 Crs, Non-Air: ₹10 Lakhs).
Fraud liability
Report loss of card immediately to ensure zero liability on any fraudulent transactions.
Eligibility
- Income (salaried)
- Salaried/Self-employed with Net Annual Income > ₹12 Lakh
- Age
- 25–55 years
Employment types
SalariedSelf-Employed
Required documents
- Recent Passport size photograph (with clear / white background & without dark / tinted glass)
- PAN Card
- Aadhaar Card (both side)
- Voter ID Card issued by election commission of India
- Passport
- Driving Licence
- Job Card issued by NREGA duly signed by an officer of the State Government
- Letter issued by the National Population Register containing details of the name & address
- Salaried: Bank Statement reflecting salary credit for last 2 months. Salary Slips, if submitted, to be accompanied with bank statement as specified above.
- Self-Employed: Bank Statement (pdf file format) reflecting business transactions for last 3 months.
Features
✓ Contactless✓ International usage
Additional features
- Contactless Safe Payments - Your card is enabled with a wireless chip technology for secure & faster payments in contactless mode.
No rewards on
Fuel · Select MCCs
FAQs
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