VISA
Bank of BarodaBOBCARD Scapia Credit Card
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AnnualFREE
Reward5%
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BusinessEntryVisa✦ ICSI
ICSI Diamond Credit Card
Professional perks without the annual fee burden
Annual feeLifetime Free
Rewards1.00%1 Reward Point per ₹100
Forex markup2%Save on international spends with 2% Reduced Forex mark-up.
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Welcome benefits
worth ₹48,000Complimentary 12-months FITPASS PRO Membership and 500 reward points on spend of ₹5,000 and above within 60 days
- Type
- Fitness Membership
- Trigger
- Card Issuance
- Partner
- FITPASS PRO
- Validity
- 60 days
Rewards
Base earn rate
1 Reward Point per ₹100 spent on all other categories
Excludes: Fuel, Select MCCs
| Category | Rate | Cap |
|---|---|---|
| Dining | 5 Reward Point/₹100 | 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle |
| Online | 5 Reward Point/₹100 | 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle |
| Utility Bills | 5 Reward Point/₹100 | 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle |
Milestone benefits
Earn 500 reward points on spend of ₹5,000 and above within 60 days of card issuance & an additional 3999 Reward Points every quarter, on spending more than ₹1 Lac or your card's credit limit. (whichever is higher)
Lounge access
Domestic
12visits / year
- Max 3 per quarter
- Requires ₹40,000 prior spend
International
Not included
Fees & charges
- Joining fee
- ZERO Joining & Annual Fees
- Annual / renewal fee
- Lifetime free
- Add-on card fee
- Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
- Interest rate
- 3.75% per month (45% p.a.)
- Interest-free period
- 50 days
- Cash advance fee
- 2.5%, min ₹500
- Overlimit fee
- 2.5%, min ₹600
- Payment dishonour
- ₹500
- Forex markup
- Save on international spends with 2% Reduced Forex mark-up.
- Fuel surcharge
- 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
- Duplicate statement
- ₹25
Insurance covers
Air accident
₹15L
Air accident death cover of ₹15 Lakhs
Credit liability
₹5L
Eligibility
- Income (salaried)
- For Salaried BoB Customers Minimum Net Annual Income is ₹3.6 Lakh. For Self-employed BoB Customers Minimum Net Annual Income is ₹3 Lakh
- Income (self-employed)
- ₹3L/year
- Age
- 21–75 years
Employment types
SalariedSelf-Employed
Required documents
- KYC Documents
- PAN card photocopy
- Photocopy of ICSI Membership Card
- Latest Salary Slip/ Latest ITR OR (in case you have any other credit card, a copy of the same along with latest bill statement)
- Current Residence Proof
- 1 Recent Passport-size Photograph
Features
✓ Contactless✓ UPI linkage✓ International usage
Additional features
- FITPASS PRO Membership
- Professional Indemnity Insurance Cover
- Non-air accident death cover of ₹5 Lakhs
No rewards on
Fuel · Select MCCs
FAQs
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