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Doctor's Regalia Credit Card

No longer offered

HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Annual fee₹2,500Waived on ₹3.0L spend
RewardsEarn 4 Reward Points on every ₹150 spent. You can earn up to 4 RP on retail spending for every ₹150 spent on the card.
Forex markup3.5%3.5% on all your foreign currency spends

Welcome benefits

2500 reward points

Type
Reward Points
Trigger
Fee Payment

Rewards

Base earn rate

Earn 4 Reward Points on every ₹150 spent. You can earn up to 4 RP on retail spending for every ₹150 spent on the card.

Regalia Reward Points

Excludes: Fuel, Rental Pay, Property Management, Government Transactions, Easy Emi, E Wallet Loading

CategoryDetails
SmartbuyEarn up to 5x Reward Points on booking flight tickets, hotel stays, gift vouchers and more via SmartBuy

Redemption options

Flights hotels:₹0.50 per pointAirmiles:₹0.50 per pointProducts vouchers:₹0.35 per pointCashback:₹0.20 per point

Cashback categories

PayZapp

  • • Reward Points are valid for only 2 years from the date of accumulation. For example, if you receive Reward Points in April 2019, they expire in April 2021.
  • • Redemption fee: ₹99

Milestone benefits

  • 10,000 Reward Points on achieving annual spends of ₹5 lakh
  • Additional 5,000 Reward Points on achieving annual spends of ₹8 lakh
  • Renewal fee benefit of 2500 reward points (applicable only after the membership fee is realised and not applicable when the fee is waived)

Lounge access

Domestic

12visits / year

  • Max 2 per quarter
  • Requires ₹1,00,000 prior spend
VisaMastercard

International

Priority Pass

6complimentary visits

  • Membership value USD 27
Priority Pass lounge programme →

Fees & charges

Joining fee
₹2,500 plus applicable taxes
Annual / renewal fee
₹2,500 plus applicable taxes
Annual fee waiver
Membership fee will be waived on spends of ₹3 lakh in the anniversary year
Interest rate
Enjoy Revolving Credit on your HDFC Bank Regalia Credit Card at nominal interest rate
Interest-free period
50 days
Cash advance fee
Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
Overlimit fee
2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
Payment dishonour
2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
Forex markup
3.5% on all your foreign currency spends
DCC markup
3.50%
Rent payment fee
1% (w.e.f. Jul 2025)
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, on ₹400–₹5000 txns

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹5,000₹600
₹5,001 – ₹10,000₹750
₹10,001 – ₹25,000₹900
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Insurance covers

Air accident

₹100L

Accidental air death cover worth ₹1 crore (USD 125,000). Cover is applicable in case the cardholder shall sustain any air accident and suffer a bodily injury resulting in death within 12 months of the accident.

Fraud liability

Zero Lost Card Liability: Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank's 24-hour Call Centre. Fraudulent transactions done by a person known to the cardholder are specifically excluded.

Lost card liability

₹9L

Travel insurance

₹15L

Medical emergency

₹15L

Credit liability

₹9L

Eligibility

The documents required to apply for the Doctor's Regalia Credit Card include identity proof (such as Aadhaar card and PAN card), address proof (such as utility bills or passport), and income proof (such as salary slips or income tax returns). The Doctor's Regalia Credit Card is an exclusive premium card designed for doctors.

Features

✓ Contactless✓ Chip & PIN✓ International usage✓ Concierge service

Additional features

  • SmartBuy portal
  • spend_aggregation
  • milestone_dashboard

No rewards on

Fuel · Rental Pay · Property Management · Packers Movers · Government Transactions · Easy Emi · E Wallet Loading

Card management via MyCards.

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Solitaire Credit Card

Joining₹500
Annual₹500/yr
Reward3 Reward Points for every ₹150 spent
No longer offered

HDFC Bank is no longer accepting applications for this card.

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Regalia Activ Credit Card

Joining₹2.5K
Annual₹2.5K/yr
Reward1%Assumes 1 RP = ₹0.5 via SmartBuy flight & hotel bookings (issuer's marketed primary redemption path); travel redemption capped at max 70% of booking value and 50,000 RP per calendar month via SmartBuy; other paths lower (catalogue ₹0.35, cashback ₹0.20, airmiles up to 0.5/RP)
No longer offered

HDFC Bank is no longer accepting applications for this card.