ICICI Bank Manchester United Platinum Credit Card

For United supporters who want rewards with stadium prestige

Annual fee₹499Waived on ₹1.3L spend

RewardsEarn 2 Points on every ₹100 spend on Domestic Spend and International Spend

Forex markup3.5%3.5% on all foreign currency transactions

No longer offered

ICICI Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Not open to new applicants · kept here for reference

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Welcome benefits

Signed Manchester United football

Type: Merchandise
Trigger: On Card Issuance
Partner: Manchester United

Rewards

Base earn rate

Earn 2 Points on every ₹100 spend on Domestic Spend and International Spend

Category	Rate	Cap
Match Day	—	—

• Redemption fee: ₹99

Milestone benefits

Threshold —→ Top spender every month gets a signed Manchester United Jersey and a trip to the Old Trafford stadium
Threshold —→ Top 18 spenders get exclusive fully-paid Manchester United Experience including private stadium tour, training session watch, and megastore visit

Lounge access

Domestic

4visits / year

Max 1 per quarter
Requires ₹75,000 prior spend

DreamFolks lounge programme →

International

Not included

Fees & charges

Joining fee: ₹499 + GST
Annual / renewal fee: ₹499 + GST
Annual fee waiver: Spend over ₹1,25,000 in a year and get your annual fee waived for the next year
Add-on card fee: ₹199
Interest rate: Pay 3.75% interest per month
Interest-free period: 48 days
Cash advance fee: ATM Withdrawal: Pay 3.75% interest per month
Overlimit fee: 2.5%, min ₹550
Payment dishonour: ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

View official MITC →

Eligibility

Income (salaried): A salaried individual with a monthly income of ₹20,000. Self-employed individual with an annual income of ₹2,40,000
Income (self-employed): ₹2.4L/year
Age: 21+ years

Employment types

SalariedSelf-Employed

Required documents