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Celesta Credit Card credit card
LifestylePremiumVisa

Celesta Credit Card

Premium lifestyle experiences for high-net-worth spenders

Annual fee₹5,000Waived on ₹10.0L spend
Rewards—
Forex markup3.5%
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with IndusInd Bank. Full disclaimer

Rewards

Base earn rate

0 pts per ₹100

  • • Redemption fee: ₹100

Fees & charges

Joining fee
₹25,000
Annual / renewal fee
₹5,000 per year
Annual fee waiver
On ₹10.0L spend
Interest rate
2.99% per month (36% p.a.)
Interest-free period
50 days
Cash advance fee
2.5%, min ₹300
Overlimit fee
2.5%, min ₹500
Payment dishonour
₹250
Forex markup
3.50%
DCC markup
1%
Reward redemption
₹100 per redemption
View official MITC →

Features

Additional features

Your wish is the command. Your desire is the benchmark. Your choice is the gospel truth. We know that you never settle for anything but the finest. Keeping your stellar lifestyle and polished tastes in mind, we have curated a Card that is as extraordinary as you are. A Card that ushers you into a world of exotic benefits, elite offers and enchanting privileges that are hand-picked for the true connoisseur. Sit back, relax and get ready for the good life, made even better.

FAQs

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IndusInd Legend Credit Card

Joining₹5K
AnnualFREE
Reward1%
Credit
  • 2 reward points per ₹100 on all spends
  • 2 lounge visits per quarter (domestic + international)
  • Buy-one-get-one on movie tickets
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🔒 Secure & Free