What is IndusInd Bank EazyDiner Credit Card?

IndusInd Bank EazyDiner Credit Card is a powerful dining credit card with incredible rewards. From instant discounts to rewards on dining, entertainment and shopping, this card is designed for those who enjoy living life to the fullest.

How to redeem reward points from EazyDiner Credit Card?

Reward Points earned on the EazyDiner IndusInd Bank credit card spends can be redeemed at the time of payment via PayEazy against the restaurant bill. Other redemption requests are available in the redemption catalogue on the EazyDiner App.

What are the benefits of EazyDiner Credit Card?

Here are the unmatched benefits of the EazyDiner Credit Card: 1-Year EazyDiner Prime membership worth ₹3550. Avail an extra 25% off up to INR 1,000 on each transaction, when you eat out and pay on the EazyDiner App, with INR 2,000 discount capped in a month without any spends condition. To avail additional INR 3,000 spend INR 30,000 on non-dining transactions in previous month. Total discount that can be availed in a month is INR 5,000. 1% fuel surcharge waiver across all fuel stations in India

Does EazyDiner Credit Card come with the contactless feature?

Yes, the EazyDiner Credit Card comes with a contactless feature which enables fast, convenient and secure purchases by tapping your card at merchant locations accepting contactless payments.

Credit Cards

LifestyleVisa✦ EazyDiner

EazyDiner Credit Card

Dine smarter, earn faster with India's restaurant card

Annual feeLifetime Free

Rewards4.00%4 Reward Point per ₹100

Forex markup3.5%

Apply Now Check Eligibility →

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Welcome benefits

worth ₹11,050

12 months EazyDiner Prime membership worth ₹3,550, 2000 welcome bonus EazyPoints, The Postcard Hotel stay voucher worth ₹7,500

Type: Membership+Points+Voucher
Trigger: On Card Issuance
Partner: EazyDiner
Validity: 365 days

Rewards

Base earn rate

Earn 4 Reward Points on every ₹100 spent on all other spends (Except fuel and dining)

EazyPoints

Excludes: Fuel, Dining

Category	Rate	Cap
Hotel And Travel Booking	—	—
Shopping	—	—
Entertainment	—	—

Fees & charges

Joining fee: ₹2,999
Annual / renewal fee: Lifetime free
Interest rate: 3.83% per month (46% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹300
Overlimit fee: 2.5%, min ₹500
Payment dishonour: ₹250
Forex markup: 3.50%
DCC markup: 1%
Reward redemption: ₹0 per redemption
Fuel surcharge: 1% waiver

View official MITC →

Insurance covers

Fraud liability

Total Protect is a first-of-its-kind program that covers you for an amount equal to the credit limit on your card and is available on Add-on cards as well. So you have no reason to worry about fraudulent transactions on your card.

Eligibility

You may apply for an EazyDiner Credit Card online on IndusInd Bank website in 3 easy steps: Input your basic details. Basis your details, the bank will fetch the best offer for you. Sign the application digitally and complete instant V-KYC to get your card

Features

✓ Contactless✓ International usage

Additional features

Year-end Summary of Accounts
Contactless Tap and Pay

No rewards on

Fuel · Dining

Is this card worth it for you?

Your monthly spend

₹10,000₹5,00,000

Hotels — 1% back

0% of spend100% of spend

Travel — 1% back

0% of spend100% of spend

Remaining 65% of spend earns the 0.4% base rate.

Rewards / year

₹3,660

≈ 0.61% effective

Annual fee

₹0

no published waiver

Net steady-state return

+₹3,660/year

Strong fit at this spend

At ₹50,000/month, rewards outrun the fee by ₹3,660 a year.

Apply Now Check Eligibility →

One-time welcome benefit: ~₹11,050 — Prime membership and above benefits applicable only for Primary Credit Cardholders on the EazyDiner App; no spend/time trigger stated. 2000 EazyPoints valued at issuer's own ₹0.10/point = ₹200; Prime ₹3,550 + Postcard voucher ₹7,500 + 2000 EazyPoints ₹200 = ₹11,250 (membership+voucher = ₹11,050 excluding point value).

Based on published rates as of 2026-08-07; assumes 1 EazyPoint = ₹0.10 via instant redemption against restaurant bills (PayEazy) on the EazyDiner App; per issuer worked example "assume that you have 1000 reward points and value of each reward points is ₹0.10". Rewards estimates, not guarantees.