What lounge visits does the PNB BLISS card offer?

Four domestic lounge visits (one per quarter) and one international lounge visit per year.

What income is required?

A minimum gross annual income of ₹3,60,000.

Credit Cards

Punjab National BankRuPay

PNB BLISS Credit Card

LifestyleMidRuPay

PNB BLISS Credit Card

Lifestyle RuPay card with vouchers and lounges

Annual fee₹510Waived on ₹1.0L spend

Rewards1.00%

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

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Independent comparison platform. Not affiliated with Punjab National Bank. Full disclaimer

Rewards

Base earn rate

One reward point for every ₹100 spent, with UPI merchant payments enabled.

Lounge access

Domestic

4visits / year

International

1visits / year

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: ₹510
Annual fee waiver: Annual fee waived when annual spends reach ₹1,00,000 in the preceding year.
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: 3.50% of the transaction value

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹3.6L/year

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage

Additional features

Quarterly Nykaa and ride vouchers
Domestic and international lounge visits
OTT, music and Swiggy One memberships
Annual health check-up and concierge

FAQs

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📖 Guides about this card

🔧 Useful tools

Credit Cards

Punjab National BankRuPay

PNB BLISS Credit Card

LifestyleMidRuPay

PNB BLISS Credit Card

Lifestyle RuPay card with vouchers and lounges

Annual fee₹510Waived on ₹1.0L spend

Rewards1.00%

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Punjab National Bank. Full disclaimer

Rewards

Base earn rate

One reward point for every ₹100 spent, with UPI merchant payments enabled.

Lounge access

Domestic

4visits / year

International

1visits / year

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: ₹510
Annual fee waiver: Annual fee waived when annual spends reach ₹1,00,000 in the preceding year.
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: 3.50% of the transaction value

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹3.6L/year

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage

Additional features

Quarterly Nykaa and ride vouchers
Domestic and international lounge visits
OTT, music and Swiggy One memberships
Annual health check-up and concierge

PNB BLISS Credit Card

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Guides and tools

PNB BLISS Credit Card

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