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LifestyleMidRuPay

PNB BLISS Credit Card

Lifestyle RuPay card with vouchers and lounges

Annual fee₹510Waived on ₹1.0L spend
RewardsOne reward point for every ₹100 spent, with UPI merchant payments enabled.
Forex markup3.5%3.50% of the transaction value
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Rewards

Base earn rate

One reward point for every ₹100 spent, with UPI merchant payments enabled.

    Lounge access

    Domestic

    4visits / year

      International

      1visits / year

      Fees & charges

      Joining fee
      ₹0 (Free)
      Annual / renewal fee
      ₹510
      Annual fee waiver
      Annual fee waived when annual spends reach ₹1,00,000 in the preceding year.
      Interest rate
      2.95% per month
      Overlimit fee
      2.5%
      Forex markup
      3.50% of the transaction value

      Late payment

      Outstanding amountLate fee
      ₹0 – ₹1,000₹0
      ₹1,001 – ₹5,000₹500
      ₹5,001 – ₹10,000₹600
      Above ₹10,001₹750
      View official MITC →

      Eligibility

      Income (salaried)
      ₹3.6L/year
      NRI eligible: No

      Features

      ✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage

      Additional features

      • Quarterly Nykaa and ride vouchers
      • Domestic and international lounge visits
      • OTT, music and Swiggy One memberships
      • Annual health check-up and concierge

      FAQs

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