What network is the Metal LUXURA Visa card on?

It runs on Visa Infinite, with global concierge and luxury hotel privileges.

Is there a foreign transaction markup?

No. Overseas spends carry no forex markup.

Super-PremiumInfiniteVisa

PNB Metal LUXURA Visa Credit Card

Metal Visa Infinite for global travel

Annual fee₹1,999Waived on ₹6.0L spend

Rewards4.00%

Forex markup0%Nil

Apply Now Check Eligibility →

Secure · Free · No spam calls

Welcome benefits

20,000 reward points on ₹50,000 spend in 90 days

Trigger: Spend ₹50,000 within 90 days

Rewards

Base earn rate

Four reward points (worth ₹1) for every ₹100 spent; 3X on travel and dining.

Detailed reward breakdown not available from source

Fees & charges

Joining fee: ₹4,999 + GST
Annual / renewal fee: ₹1,999 + GST
Annual fee waiver: Annual fee waived when annual spends exceed ₹6,00,000 from the date of issuance.
Add-on card fee: ₹4,999
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: Nil
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹350/cycle

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹1,50,000/month
Age: 21–70 years

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

Unlimited domestic and international lounge access
Visa Infinite luxury hotel and dining offers
Ixigo, Agoda and villa-stay travel benefits
Visa concierge and no forex markup

FAQs

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Super-PremiumInfiniteVisa

PNB Metal LUXURA Visa Credit Card

Metal Visa Infinite for global travel

Annual fee₹1,999Waived on ₹6.0L spend

Rewards4.00%

Forex markup0%Nil

Apply Now Check Eligibility →

Secure · Free · No spam calls

Welcome benefits

20,000 reward points on ₹50,000 spend in 90 days

Trigger: Spend ₹50,000 within 90 days

Rewards

Base earn rate

Four reward points (worth ₹1) for every ₹100 spent; 3X on travel and dining.

Detailed reward breakdown not available from source

Fees & charges

Joining fee: ₹4,999 + GST
Annual / renewal fee: ₹1,999 + GST
Annual fee waiver: Annual fee waived when annual spends exceed ₹6,00,000 from the date of issuance.
Add-on card fee: ₹4,999
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: Nil
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹350/cycle

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹1,50,000/month
Age: 21–70 years

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

Unlimited domestic and international lounge access
Visa Infinite luxury hotel and dining offers
Ixigo, Agoda and villa-stay travel benefits
Visa concierge and no forex markup

PNB Metal LUXURA Visa Credit Card

Explore related credit cards

Guides and tools

PNB Metal LUXURA Visa Credit Card

Explore related credit cards

Guides and tools