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OnePaisa — Smart Finance for India
Credit Cards
MidVisa

Apex Credit Card

Annual fee₹1,000
Rewards—
Forex markup3.5%
Apply NowCheck Eligibility →
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Independent comparison platform. Not affiliated with RBL Bank. Full disclaimer

Welcome benefits

worth ₹1,000

Dine & Fly vouchers

Type
Vouchers
Trigger
within 30 days

Rewards

    0

Milestone benefits

Earn INR 1,000 cashback if you make eligible purchases of INR 2 lacs in a membership year. Earn additional INR 2,000 cashback if you make eligible purchases of INR 4 lacs in a membership year.

Lounge access

Domestic

4visits / year

  • Max 1 per quarter
  • Requires ₹35,000 prior spend
DreamFolks lounge programme →

International

Not included

Fees & charges

Joining fee
₹1,000
Annual / renewal fee
₹1,000
Annual fee waiver
NIL for customers who open a new Savings account with the Bank
Add-on card fee
₹200
Interest rate
3.99% per month (47.88% p.a.)
Interest-free period
50 days
Cash advance fee
2.5%, min ₹500
Overlimit fee
0%
Payment dishonour
₹500
Forex markup
3.50%
Reward redemption
₹0 per redemption
Fuel surcharge
1% waiver, max ₹3,000/cycle

Late payment

12.5% of Total Outstanding Amount, ranges ₹5 – ₹1,300

Features

No rewards on

Fuel · Utilities · Insurance · Quasi-Cash · Railways · Real Estate/Rental · Education · Wallet/Service Providers · Government Services · Contracted Services · Cash · Miscellaneous · Bills2Pay · EMI Conversion Of Retail Transactions

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