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• • Redemption fee: ₹99

Earn 10,000 reward points on spends of INR 3 lakhs in a year. Get an additional 15,000 reward points on spends of INR 5 lakhs in a year. Get an additional 20,000 reward points on spends of INR 8 lakhs in a year. Milestone benefit reward points will be credited to your account within 45 days from the date of crossing the corresponding milestone benefit

Joining fee

₹5,000 + GST

Annual / renewal fee

₹5,000 + GST

Add-on card fee

₹200

Interest rate

3.99% per month (47.88% p.a.)

Interest-free period

50 days

Cash advance fee

2.5%, min ₹500

Overlimit fee

0%

Payment dishonour

₹500

Forex markup

3.50%

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, max ₹3,000/cycle