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OnePaisa — Smart Finance for India
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Ultra-PremiumSuper-premiumVisa

LUMIÈRE

Annual fee₹50,000
Rewards—
Forex markup0%
Explore RBL Bank Cards →

Issued by invitation or through your RBL Bank relationship manager — not open to direct application.

Issued by invitation · not open to direct application

Independent comparison platform. Not affiliated with RBL Bank. Full disclaimer

Rewards

    0

Fees & charges

Joining fee
₹50,000 + GST
Annual / renewal fee
₹50,000 + GST
Add-on card fee
your first three add-on cards come at no cost
Interest rate
3.99% per month (47.88% p.a.)
Interest-free period
50 days
Cash advance fee
2.5%, min ₹500
Overlimit fee
0%
Payment dishonour
₹500
Forex markup
0%
Reward redemption
₹0 per redemption
Fuel surcharge
1% waiver, max ₹3,000/cycle

Late payment

12.5% of Total Outstanding Amount, ranges ₹5 – ₹1,300

Eligibility

By invite only

Features

✓ Concierge service

Additional features

  • Select Circle service - anticipating needs, curating moments
  • Metal card crafted from rare, finest-quality metal
  • Personalized with cardholder name etched on card

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