RBL ShopRite Credit Card

Straightforward rewards for everyday shopping

Annual fee₹500Waived on ₹1.5L spend

RewardsEarn 1 reward point for every INR 100 spent on other purchases

Forex markup3.5%

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Welcome benefits

worth ₹500

2,000 reward points

Type: Reward Points
Trigger: within 30 days

Rewards

Base earn rate

Earn 1 reward point for every ₹100 spent on other purchases

Excludes: Fuel, Utilities, Insurance, Railways, Real Estate Rental, Wallet Service Providers, Miscellaneous, Quasi Cash, Education, Government Services, Contracted Services, Cash, Bills2pay

Category	Rate	Cap
Grocery	—	—

• Redemption fee: ₹99

Fees & charges

Joining fee: ₹500 + GST
Annual / renewal fee: ₹500 + GST
Annual fee waiver: Avail annual fee waiver by making purchases worth ₹1.5 lakhs or more in a membership year. W.e.f. October 15, 2024, waiver of annual fees on achieving the annual spends will not include purchases made on select merchant categories: Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous & Bills2Pay and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App), fees (if any), charges & GST.
Add-on card fee: ₹200
Interest rate: 3.99% per month (47.88% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 0%
Payment dishonour: ₹500
Forex markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹10000–₹4000 txns, max ₹3,000/cycle

Late payment

12.5% of Total Outstanding Amount, ranges ₹5 – ₹1,300

Eligibility

Salaried: minimum ₹25,000/month income. Self-employed: ₹6,00,000/year ITR. Age 21–65. CIBIL 700+.

Features

✓ UPI linkage

Additional features

NCMC (National Common Mobility Card) on RuPay
RuPay Credit Card on UPI

No rewards on

Fuel & Auto · Utilities · Insurance · Railways · Real Estate/Rental · Wallet/Service Providers · Miscellaneous · Quasi-Cash · Education · Government Services · Contracted Services · Cash · Bills2Pay

Card management via RBL MyCard App.