TVS Credit RBL Bank Gold Credit Card

Annual fee₹1,500

RewardsEarn 2 Reward Points on every INR 100 spent for your favorite purchases

Forex markup3.5%

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Welcome benefits

worth ₹500

6,000 Bonus Reward Points on first purchase + Vouchers worth ₹500

Type: Reward Points And Vouchers
Trigger: within 30 days

Rewards

Base earn rate

Earn 2 Reward Points on every ₹100 spent for your favorite purchases

Excludes: Fuel, Utilities, Insurance, Quasi Cash, Railways, Real Estate, Education, Wallets, Government Services, Contracted Services, Cash, Miscellaneous, Bills2pay, Emi

Category	Rate	Cap
International Purchases	—	—

• Redemption fee: ₹99

Milestone benefits

Unlock shopping or dining voucher of your choice worth INR 500 on achieving quarterly milestone of INR 50,000. Take your pick from Amazon/Flipkart/Swiggy/Zomato. Venture beyond borders with the privilege of 1 complimentary international lounge visit per calendar quarter on purchases of INR 1 Lac. Enjoy 1 complimentary domestic airport lounge visit on purchases of INR 50,000 every quarter, Make it 2 complimentary visits on achieving quarterly milestone of INR 75,000. Grab your Bonus 6,000 Reward Points on achieving annual milestone of INR 2.5 Lac.

Lounge access

Domestic

8visits / year

Max 2 per quarter
Requires ₹50,000 prior spend

International

Priority Pass

—complimentary visits

Fees & charges

Joining fee: ₹1,500 + GST
Annual / renewal fee: ₹1,500 + GST
Add-on card fee: ₹200
Interest rate: 3.99% per month (47.88% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 0%
Payment dishonour: ₹500
Forex markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹10000–₹5000 txns, max ₹3,000/cycle

Late payment

12.5% of Total Outstanding Amount, ranges ₹5 – ₹1,300

Features

✓ UPI linkage✓ International usage

Additional features

NCMC support on RuPay variant

No rewards on

Fuel & Auto · Utilities · Insurance · Quasi-Cash · Railways · Real Estate/Rental · Education · Wallets/Service Providers · Government Services · Contracted Services · Cash · Miscellaneous · Bills2Pay · EMI Conversion

Card management via RBL MyCard mobile App.