Axis MyZone Credit Card

• • Redemption fee: ₹99

Detailed reward breakdown not available from source

You will be eligible to earn 1,000 EDGE REWARD Points on achieving annual spends of 1.5 lakhs in your card anniversary year. Applicable to customers onboarded from 1st April, 2025. Spends will be evaluated 60 days after your card anniversary date to ensure any reversals or cancellations are excluded. Eligible customers will be automatically credited with 1,000 EDGE REWARD Points within 90 days of achieving Milestone. Spends on Movie, Fuel, Insurance, Utility, Rent, Wallet, Jewelry, Education, Government Institutions will be excluded from the calculation. Customers are eligible for SonyLIV Premium membership renewal on spending 1.5 lakhs in a card anniversary year. Offer is applicable only on paid cards. Spends threshold will not include Rent and Wallet transactions. Applicable to customers onboarded before 31st March, 2025. Voucher codes for promotional offers will also be sent via SMS to eligible customers within 60 days after the payment of the annual fees.

Joining fee

₹500

Annual / renewal fee

₹500

Annual fee waiver

On ₹1.5L spend

Add-on card fee

Nil

Interest rate

3.75% per month (55.55% per annum)

Interest-free period

50 days

Cash advance fee

2.5% (Min. ₹500) of the cash amount

Overlimit fee

2% of the payment amount subject to minimum of ₹500

Payment dishonour

₹500

Forex markup

3.50% of the transaction value

DCC markup

1.50%

Rent payment fee

1% (w.e.f. Jul 2025)

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Age

18–70 years

Card management via Axis Bank Mobile App.

• What is the annual fee for Axis MyZone Credit Card?
• How to apply for Axis MyZone Credit Card?
• What rewards does Axis MyZone Credit Card offer?
• What are the eligibility criteria for Axis MyZone Credit Card?
• Does Axis MyZone Credit Card offer airport lounge access?
• Is Axis MyZone Credit Card worth it?