CMA One BOBCARD

Earn 500 reward points on spend of ₹5,000 and above within 60 days of card issuance & an additional 4,000 reward points every quarter, on spending more than ₹1Lac or your card's credit limit.(whichever is higher). Milestone Rewards: 500 bonus points on spends above ₹5000 within first 60 days | 4000 bonus points every quarter on quarterly spends above ₹1 Lac or more than your card's credit limit (whichever is higher)

Joining fee

₹1

Annual / renewal fee

₹0

Add-on card fee

Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)

Interest rate

3.75% per month (45% p.a.)

Interest-free period

50 days

Cash advance fee

2.5%, min ₹500

Overlimit fee

2.5%, min ₹600

Payment dishonour

₹500

Forex markup

2% Reduced Forex mark-up

Fuel surcharge

1% waiver, on ₹400–₹5000 txns, max ₹250/cycle

Duplicate statement

₹25

Income (salaried)

For Salaried BoB Customers Minimum Net Annual Income is ₹3.6 Lakh. For Self-employed BoB Customers Minimum Net Annual Income is ₹3 Lakh. Salaried Customers: ₹3 lakhs net annual income or above. Self-employed Customers: ₹3 lakhs annual ITR or above

Income (self-employed)

₹3L/year

Age

21–75 years

• What is the CMA One BOBCARD Credit Card?
• How can I apply for the CMA One BOBCARD Credit Card?
• What is the minimum salary required to get CMA One BOBCARD Credit Card?
• Can I apply for CMA One BOBCARD Credit Card if I am self-employed?
• Is there any joining fee for the CMA One BOBCARD Credit Card?
• Can I use the CMA One BOBCARD internationally?
• How long does it take to receive my CMA One BOBCARD Credit Card after applying?
• Does the CMA One BOBCARD Credit Card offer travel benefits?
• What is the minimum credit score required for an CMA One BOBCARD Credit Card?
• What insurance covers are included with the CMA One BOBCARD Credit Card?
• What other benefits come with the CMA One BOBCARD Credit Card?