What is the annual fee for Indian Coast Guard RAKSHAMAH BOBCARD?

This card is completely lifetime free — there's no annual maintenance fee or joining fee, making it an excellent choice for long-term cardholders without ongoing costs.

How to apply for Indian Coast Guard RAKSHAMAH BOBCARD?

You can apply directly through Bank of Baroda's website or visit a nearby branch with your KYC documents. The application process is standard and typically takes 5-7 business days for approval.

What rewards does Indian Coast Guard RAKSHAMAH BOBCARD offer?

You earn 2% reward points on all spends, plus 500 bonus reward points when you spend ₹5,000 or more within 60 days of issuance. Reward points can be redeemed across partner merchants and redemption options.

What are the eligibility criteria for Indian Coast Guard RAKSHAMAH BOBCARD?

Specific eligibility criteria are not detailed in the card specifications — we recommend checking Bank of Baroda's official website or contacting their customer service for current income, credit score, and other requirements.

Does Indian Coast Guard RAKSHAMAH BOBCARD offer airport lounge access?

Yes, cardholders get 8 complimentary domestic lounge visits per year, providing a comfortable experience at Indian airports without additional charges.

Is Indian Coast Guard RAKSHAMAH BOBCARD worth it?

If you make regular domestic travel and appreciate supporting the Indian Coast Guard, this card delivers solid value through lifetime-free membership, 2% rewards, and lounge access. However, the lack of international travel benefits (3% forex markup applies) makes it better suited for primarily domestic spenders.

Credit Cards

Co-BrandedEntryRuPay✦ Indian Coast Guard

Indian Coast Guard RAKSHAMAH BOBCARD

Support the Coast Guard while earning rewards, free forever.

Annual feeLifetime Free

Rewards2.00%2 Reward Point per ₹100

Forex markup3%

Apply Now Check Eligibility →

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Independent comparison platform. Not affiliated with Bank of Baroda. Full disclaimer

Welcome benefits

500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance

Type: Reward Points
Trigger: Spend ₹5,000 within 60 days

Rewards

Base earn rate

2 Reward Point for every ₹100 spent on any other category.

Excludes: Fuel

Category	Rate	Cap
Departmental Stores	—	—

Milestone benefits

Milestone Reward : 12 Months Amazon Prime Membership on spending min. Rs.1 Lakh within 90 days. Know More

Lounge access

Domestic

8visits / year

Max 2 per quarter
Requires ₹20,000 prior spend

BOBCARD Airport Lounge Access Program lounge programme →

International

Not included

Fees & charges

Joining fee: Lifetime Free. No Joining Fee & No Annual Fees.
Annual / renewal fee: Lifetime free
Add-on card fee: Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 2.5%, min ₹600
Payment dishonour: ₹500
Forex markup: 3%
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Duplicate statement: ₹25

View official MITC →

Insurance covers

Air accident

₹20L

Get free Personal Accidental Death Cover to ensure financial protection of your family (Air / Non-Air: 20 Lakhs).

Fraud liability

Report loss of card immediately to ensure zero liability on any fraudulent transactions.

Eligibility

Age: 18–70 years

Employment types

SalariedGovernment

Required documents

Recent Passport size photograph (with clear / white background & without dark / tinted glass)
PAN Card
ID card or Service Certificate or Salary Slip mentioning the Rank of the Official
Auto Debit of MAD/TAD amount for the ease of repayments (BOB accountholders, ONLY)
Rank proof mentioning the Rank of the Official Canteen Card
Documents required for Veterans: PPO (Pension Pay Order), ROID (Retired officers Identity card), RID (Retired Identity Card)
Aadhaar Card (both side)
Voter ID Card issued by election commission of India
Passport
Driving Licence
Job Card issued by NREGA duly signed by an officer of the State Government
Letter issued by the National Population Register containing details of the name & address
ID card /Service Certificate or Latest Salary Slip mentioning the rank of the Official

Features

✓ Contactless✓ UPI linkage✓ Concierge service

Additional features

UPI transactions are eligible only for core Reward Points.UPI transactions do not qualify for bonus rewards.

No rewards on

Fuel · Select Mccs

FAQs

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