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Indian Army YODDHA BOBCARD credit card
Co-BrandedEntryRuPay✦ Indian Army

Indian Army YODDHA BOBCARD

Salute to service: rewards that honor your commitment

Annual feeLifetime Free
Rewards2 Reward Point for every ₹100 spent on any other category.
Forex markup3%
Secure · Free · No spam calls

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Welcome benefits

worth ₹48,125

500 bonus reward points on spends of ₹5,000 or more within 60 days + Complimentary 12 Months FITPASS PRO Membership worth ₹48000

Type
Points And Membership
Trigger
Spend ₹5,000 within 60 days
Partner
FITPASS
Validity
365 days

Rewards

Base earn rate

2 Reward Point for every ₹100 spent on any other category.

Excludes: Fuel

CategoryRateCap
Departmental Stores5X—

    Milestone benefits

    Milestone Reward : 12 Months Amazon Prime Membership on spending min. ₹1 Lakh within 90 days.

    Lounge access

    Domestic

    8visits / year

    • Max 2 per quarter
    • Requires ₹20,000 prior spend
    BOBCARD Airport Lounge Access Program lounge programme →

    International

    Not included

    Fees & charges

    Joining fee
    Lifetime Free. No Joining & Annual Fee
    Annual / renewal fee
    Lifetime free
    Add-on card fee
    Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
    Interest rate
    3.75% per month (45% p.a.)
    Interest-free period
    50 days
    Cash advance fee
    2.5%, min ₹500
    Overlimit fee
    2.5%, min ₹600
    Payment dishonour
    ₹500
    Forex markup
    3%
    Fuel surcharge
    1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
    Duplicate statement
    ₹25
    View official MITC →

    Insurance covers

    Air accident

    ₹20L

    Get free Personal Accidental Death Cover to ensure financial protection of your family (Air / Non-Air: 20 Lakhs).

    Eligibility

    Age
    18–70 years

    Employment types

    SalariedMilitary

    Required documents

    • Recent Passport size photograph (with clear / white background & without dark / tinted glass)
    • PAN Card
    • Aadhaar Card / Voter Id card / Passport / Driving License
    • ID card or Service Certificate or Salary Slip mentioning the Rank of the Official
    • Auto Debit of MAD/TAD amount for the ease of repayments (BOB accountholders, ONLY)
    • Rank proof mentioning the Rank of the Official Canteen Card
    • Documents required for Veterans: PPO (Pension Pay Order), ROID (Retired officers Identity card), RID (Retired Identity Card), PPO (Pension Pay Order) mandatory document for sourcing Veer Nari
    • Aadhaar Card (both side)
    • Voter ID Card issued by election commission of India
    • Passport
    • Driving Licence
    • Job Card issued by NREGA duly signed by an officer of the State Government
    • Letter issued by the National Population Register containing details of the name & address
    • Service Certificate to be obtained mentioning the current address of the posting (in absence of Current Address Proof)
    • ID card /Service Certificate or Latest Salary Slip mentioning the rank of the Official

    Features

    ✓ Contactless✓ Chip & PIN✓ UPI linkage✓ Concierge service

    Additional features

    • FITPASS PRO Membership
    • Video KYC application process
    • E-sign using Aadhaar

    No rewards on

    Fuel · Select Mcc · Upi Bonus Excluded

    FAQs

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